I am hoping to receive a offer of a home loan from Halifax. I intend to instruct a Licensed Conveyancer in Bartley Green. Does the Halifax Solicitor panel include Licensed Conveyancers?
The Halifax approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
I am buying a garden flat in Bartley Green. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Bartley Green you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Bartley Green.
The deeds to my house are lost. The solicitors who conducted the conveyancing in Bartley Green 4 years ago no longer exist. What are my next steps?
Gone are the days when you need to hold title deeds to prove you are the registered proprietor of land or premises, as the Land Registry have everything they need in a digital format.
Over the last few months I have been searching for a ground for flat up to £195,000 and identified one close by in Bartley Green I like with open areas and railway links in the vicinity, the downside is that it only has 52 years on the lease. I can't really find anything else in Bartley Green suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan the remaining unexpired lease term will be an issue. Discount the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.
Am I better off to go with a Bartley Green conveyancing practitioner who is local to the property I am hoping to buy? We have a good friend who can deal with the conveyancing however they are based 400miles drive away.
The benefit of a high street Bartley Green conveyancing firm is that you can pop in to sign documents, hand in your ID and apply pressure on them if necessary. They will also have local intelligence which is a benefit. That being said nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and they were impressed that should surpass using an unfamiliar Bartley Green conveyancing solicitor solely due to them being based in the area.