As someone not used to conveyancing in Chapel Allerton what is your top tip you can give me concerning the ownership transfer in Chapel Allerton

Not many law firms or advisers will tell you this but conveyancing in Chapel Allerton and elsewhere in England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists an abundance of room for conflict between you and other parties involved in the home moving process. For example, the seller, estate agent and on occasion a mortgage company. Selecting a lawyer for your conveyancing in Chapel Allerton is a critical decision as your conveyancer is your adviser, and is the ONLY party in the legal process whose role it is to act in your legal interests and to keep you safe.

We are witnessing a definite creep of a "blame" culture- someone has to be blamed for the process taking so long. We recommend that you your first instinct should be to trust your conveyancer above the other players in the home moving process.

My partner and I are selling our property in Chapel Allerton and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A local lawyer would know this is not the case. For the life of me I don't know why the buyers are using a national conveyancing outfit as opposed to a conveyancing solicitor in Chapel Allerton. Having lived in Chapel Allerton for 5 years we know of no issue. Do we get in touch with our local Authority to get confirmation need.

It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I opted to have a survey carried out on a property in Chapel Allerton before instructing solicitors. I have been told that there is a flying freehold aspect to the house. My surveyor has said that some mortgage companies will refuse to issue a loan on this type of home.

It varies from the lender to lender. Santander has different instructions for example to Nationwide. Should you wish to call us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chapel Allerton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Chapel Allerton to see if the conveyancing will be more expensive.

I'm refinancing my existing home to a BTL loan with Platform Home Loans Ltd and I will use the rest of the raised equity towards further property. The location we are talking about is Chapel Allerton. Will your conveyancers be able to act for the two mortgage companies and link together the two deals?

Do use our search tool on this page to be sure that the conveyancers are on the relevant lender panels. On the basis that they are the lawyer will be able to connect the two transactions but you should talk with you solicitor and communicate your desired outcome and needs.

I am attracted to a two maisonettes in Chapel Allerton both have approximately fifty years unexpired on the lease term. Will this present a problem?

There are no two ways about it. A leasehold apartment in Chapel Allerton is a wasting asset as a result of the shortening lease. The closer the lease gets to zero years unexpired, the more it adversely affects the value of the premises. For most buyers and lenders, leases with under 75 years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Chapel Allerton conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I inherited a basement flat in Chapel Allerton, conveyancing having been completed in 2010. Can you give me give me an indication of the likely cost of a lease extension? Equivalent properties in Chapel Allerton with over 90 years remaining are worth £180,000. The average or mid-range amount of ground rent is £65 yearly. The lease expires on 21st October 2083

You have 59 years remaining on your lease we estimate the price of your lease extension to span between £20,900 and £24,200 as well as legals.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply the actual costs without more detailed due diligence. Do not use this information in tribunal or court proceedings. There may be other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information before getting professional advice.