In the event thatI was to buy a freehold housein Essex mortgage fee and dispense with a survey and no conveyancing searches how much could I expect to have to pay for conveyancing in Essex?
The sole saving you would make on is the Essex conveyancing searches. The solicitor still got to do everything else - money laundering, liaising with your sellers lawyer, SDLT return, register the title etc. A marginal saving might be made by not having to register a charge but it won't be meaningful.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Essex?
There are many registered licenced Conveyancers in Essex and Solicitor practices in Essex offering conveyancing We would stress that both are regulated professionals specialising in the legal aspects of the home buying process. Both can conduct other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
We have agreed to purchase a house in Essex. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Barclays be concerned?
As your lender is Barclays your lawyer must follow the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook contains minimum requirements for solar panel roof-space leases, and solicitors are required to report to Barclays where a lease fails to satisfy these specifications. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Essex.
I'm in the process of viewing apartments in Essex and I am about to put in an offer. Should I already have a conveyancing practitioner appointed at this point? I am planning to take a mortgage with TSB.
It would be wise to start your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the EA. As you are seeking a mortgage with TSB, ask your prospective lawyers if they are on the TSB conveyancing panel otherwise they can't do the mortgage legal work.
I am downsizing from our house in Essex and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A high street Essex lawyer would know this is not the case. For the life of me I don't know why the purchasers are using a nationwide conveyancing firm rather than a conveyancing solicitor in Essex. We have lived in Essex for 5 years we know of no issue. Is it a good idea to get in touch with our local Authority to seek clarification that there is no issue.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
How does conveyancing in Essex differ for newly converted properties?
Most buyers of new build residence in Essex contact us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is built. This is because builders in Essex tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Essex or who has acted in the same development.
My business partner and I are hoping to take over a lease of an office on a shopping parade. Can you recommend conveyancers offering no-move-no costs for non-domestic conveyancing in Essex for below £2000?
We can recommend firms who have an in-depth of experience of commercial conveyancing in Essex, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to acquire or dispose of a shop, pub, restaurant, office, retail unit or a whole business we can find you the right lawyer. Regarding the charges this will depend on the structure and heads of terms of the proposed transaction. Let us have your details or call so as to enable us to supply you with a fixed commercial conveyancing calculation.