We are purchasing a property and the conveyancer has referenced Chancel Repair for which the property may be obligated to contribute to as it falls into the area of such a church. He has mentioned insurance. Is this really required for conveyancing in Essington

Unless a previous purchase of the property completed after 12 October 2013 you can expect lawyers conducting conveyancing in Essington to remain encouraging a chancel search and or chancel repair liability insurance.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Essington?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Essington. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Over the last few months I have been searching for a ground for flat up to £235,500 and identified one near me in Essington I like with a park and railway links nearby, the downside is that it only has 49 years on the lease. I can't really find anything else in Essington for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?

Should you need a home loan the remaining unexpired lease term will likely be problematic. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for a minimum of twenty four months you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this.

Are there any apps to assist me to locate a Essington solicitor on the Bank of Scotland conveyancing panel? I drive a motor bike and am prepared to travel upto 10kilometers to meet the lawyer.

You can use the tool on this website. Please select a lender and your location and you will see a number of Essington conveyancing lawyers locally. We have detailed some Essington conveyancing firms at the bottom of this page and you can telephone them to check whether they are on the Bank of Scotland member panel

I have recently realised that I have Sixty One years unexpired on my lease in Essington. I now wish to get lease extension but my freeholder is can not be found. What options are available to me?

On the basis that you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the Court. However, you will be required to demonstrate that you have made all reasonable attempts to locate the landlord. In some cases a specialist may be useful to try and locate and prepare a report which can be accepted by the court as proof that the freeholder can not be located. It is advisable to get professional help from a property lawyer in relation to proving the landlord’s disappearance and the application to the County Court overseeing Essington.

Essington Leasehold Conveyancing - Sample of Questions you should consider Prior to Purchasing

It is important to be aware whether fixing the lift or some other major work is due in the near future to be shared by the leaseholders and may well dramatically impact the level of the maintenance fees or require a specific invoice. The answer will be important as a) areas could cause problems for the building as the common areas may start to deteriorate where services are not paid for b) if the leasehold owners have an issue with the running of the building you will want to have all the details Does the lease have onerous restrictions?