Completed the sale of my flat in Essington last June but our buyer keeps calling daily to say her solicitor needs to hear from mylawyer. What are the post completion sale formalities following completion?
After completion of your house sale your conveyancer should forward the transfer documentation and all additional paperwork to the buyer’s conveyancer. If applicable, your lawyer should also send confirmation that the legal charge in favour of the lender has been redeemed to the purchasers solicitors. There are no post completion requirements just for conveyancing in Essington.
I am buying a garden flat in Essington. Can I do my own conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Essington you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Essington.
I am helping my aunt sell her flat in Essington. Does the solicitor arrange the EPC or it is for the seller to coordinate?
Following the demise of HIPs, energy performance certificates was left as a required part of moving property. An energy performance certificate needs to be to hand in advance of the property being advertised. It is not something that lawyers normally organise. Where you are instructing a Essington conveyancing solicitor they may be able to arrange energy assessments given their contacts with long established Essington accredited person
When it comes to mortgage companies such as UBS, do Essington property lawyers incur an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to register on their list of approved firms, although some do charge an administration charge to deal with the processing of the conveyancing panel submission.
Can I be sure that the Essington conveyancing solicitor on the Aldermore panel is any good?
When it comes to conveyancing in Essington seeking recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the solicitor carrying out your transaction.
I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Essington? or I am told that there is a law dating back centuries that could mean that homeowners residing in a parish church boundary will be compelled to pay for maintenance towards the chancel in proximity to the church. Is this appropriate for conveyancing in Essington?
Unless a prior acquisition of the premises completed after 12 October 2013 you could expect conveyancing practitioners handling conveyancing in Essington to remain recommending a chancel search and or insurance against a claim.
I am looking for a leasehold apartment up to £195,000 and identified one close by in Essington I like with amenity areas and transport links in the vicinity, however it only has 51 years unexpired on the lease. I can't really find anything else in Essington for this price, so just wondered if I would be making a mistake purchasing a short lease?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the offer by the amount the lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of twenty four months you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.