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Find a Brewood Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Brewood? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Brewood home move at risk of delay or failure.

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Recently asked questions about conveyancing in Brewood

Would the conveyancing lawyers identified via your search tool conduct auction conveyancing in Brewood?

We know of a few niche solicitors we can connect you with those conducting auction conveyancing. Brewood is just one of the many locations in which our lawyers cover.

What is the first thing I need to know concerning purchase conveyancing in Brewood?

Not many law firms or advisers will tell you this but conveyancing in Brewood or throughout Staffordshire is an adversarial experience. In other words, when it comes to conveyancing there exists lots of opportunity for confrontation between you and other parties involved in the ownership transfer. For instance, the seller, selling agent and sometimes a bank. Choosing a solicitor for your conveyancing in Brewood an important selection as your conveyancer is your adviser, and is the SOLE party in the transaction whose role it is to act in your legal interests and to protect you.

Every so often a third party with a vested interest may try and sway you that you should follow their advice. As an example, the property agent may claim to be assisting by claiming that your solicitor is wrong. Or your financial adviser may try to convince you to do take action that is contrary to your solicitors advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

About to place a bid on a leasehold apartment in Brewood. The selling agents tell me that it is usual for flats in Brewood to have less than 75 years remaining. I am getting a loan with Bank of Ireland. Will the property be mortgageable given that the lease has 72 years left.

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 7/12/2024 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

I acquired my house on 4 June and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Brewood advises it will be recorded in less than a month. Are transfers in Brewood particularly slow to register?

There is nothing unique about conveyancing in Brewood registration formalities. As opposed to being determined by geographic area, timescales can adjust depending on the party submitting the application, whether it is in order and if the Land registry have to notify any other parties. Currently approximately three quarters of submission are fully addressed in less than three weeks but some can be subject to protracted hold-ups. Historically registration takes place once the new owner has moved in to the premises therefore an expedited registration is not always primary concern but where it is urgent that the the registration takes place urgently then you or your conveyancer should speak with the land registry and explain the circumstances.

Due to the encouragement of my in-laws I had a survey completed on a property in Brewood ahead of instructing lawyers. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some lenders tend refuse to grant a loan on such a house.

It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Brewood. Conveyancing will be smoother if you use a solicitor in Brewood especially if they regularly deal with such properties in Brewood.

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Find out more about how flying freehold can affect your the value of a property.