I am getting a mortgage with Lloyds. I intend to use a Licensed Conveyancer in Staffordshire. Does the Lloyds Solicitor panel exclude conveyancers regulated by the CLC?
The Lloyds approved solicitor list is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
It is 10 years ago since I acquired my home in Staffordshire. Conveyancing lawyers have now been appointed on the sale but I can't track down the title deeds. Will this cause complications?
Don’t worry too much. Firstly the deeds may be retained by the mortgage company or they may be archived with the conveyancers who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring up to date copy of the land registers. Most conveyancing in Staffordshire relates to registered property but in the rare situation where your home is unregistered it is more tricky but is resolvable.
As co-executor for the estate of my aunt I am disposing of a house in Swansea but reside in Staffordshire. My lawyer (who is 300 kilometers from merequires that I sign a stat dec before completion. Can you recommend a conveyancing solicitor in Staffordshire to witness and place their company stamp on the document?
strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Staffordshire based
Our conveyancer has advised that he intends to complete and exchange simultaneously on the sale of our £175,000 apartment in Staffordshire on Tuesday in a week. The management company has quoted £300 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is the landlord entitled to charge exorbitant fees for a flat conveyance in Staffordshire?
Staffordshire conveyancing on leasehold flats ordinarily results in fees being invoiced by landlords agents :
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Completing conveyancing due diligence questions
Where consent is required before sale in Staffordshire
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I invested in buying a ground floor flat in Staffordshire, conveyancing having been completed half a dozen years ago. How much will my lease extension cost? Equivalent properties in Staffordshire with an extended lease are worth £202,000. The ground rent is £55 levied per year. The lease finishes on 21st October 2080
You have 56 years remaining on your lease we estimate the price of your lease extension to be between £29,500 and £34,000 as well as plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we cannot give you the actual costs in the absence of detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt additional issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information before getting professional advice.
I’m about to sell my 2 bed flat in Staffordshire.Conveyancing solicitors are to be appointed soon however I have just had a yearly service charge invoice – should I leave it to the buyer to sort out?
The sensible thing to do is clear the service charge as normal because all rents and service charges should be allottedon completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially