As someone unfamiliar with conveyancing in Farnham what’s the number one tip you can impart concerning the home moving process in Farnham

Not many law firms shout this from the rooftops but conveyancing in Farnham or throughout England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is plenty of room for conflict between you and other parties involved in the house moving process. For example, the vendor, property agent and on occasion a mortgage company. Appointing a law firm for your conveyancing in Farnham is a critical decision as your conveyancer is your adviser, and is the ONLY person in the transaction whose role it is to protect your best interests and to keep you safe.

There is a distinct ongoing adversarial element to conveyancing- someone must be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor above the other parties when it comes to the legal assignment of property.

We wanted to use a property lawyer in Farnham for our house purchase. Our financial adviser has since advised us that our mortgage lenders Britannia won't deal with them. Surely this is unfair competition?

Pre- 2008 most banks had a different appetite for risk. Almost all Farnham conveyancing firms would have been on many lender panels. The Financial Services Authority in 2010 conducted a thematic investigation into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, lenders are increasingly seeing more data from law firms relating to their operations and the individuals who work for them as well as establishing certain criteria such a completing on a minimum volume of conveyancing. Many Farnham conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Farnham is one of the numerous areas where the solicitors we recommend are are approved Britannia.

I have justdiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Farnham for a purchase of a leasehold apartment 10 months ago. How can I check that my home is registered correctly in the name of the previous owner?

The easiest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Farnham conveyancing specialists.

How do I use the search app to get a costs illustration from a conveyancing practitioner in Farnham on the approved list for my bank?

1st select a mortgage company such as Nationwide Building Society, Virgin Money or Barclays Direct then type in your preferred area a common one being Farnham. Conveyancing organisations in Farnham and further afield should be identified.

I have finally had an offer on an flat in Farnham agreed to, but there is a chain. The current proprietors have submitted an offer on a flat, although it’s not been accepted yet, and are looking at other apartments booked. I have chosen a nearby conveyancing lawyer in Farnham. What do I do now? At what point do I apply for the mortgage with Principality?

It is standard to have apprehensions where there is an associated chain given your reluctance to incur expenses too early (home loan application is in the region of £1k, then survey, Farnham conveyancing search costs, etc). The first thing to do is ensure that your property lawyer is on the Principality approved list. Regarding the subsequent phase this very much dictated by the specifics of your transaction, desire for this property and on the state of the market. During a buoyant market many buyers will apply for a home loan with Principality and arrange for the valuation and only if it comes back ok would they pay their conveyancer to proceed with the conveyancing in Farnham.