I can't travel far from Haslemere. Can you please explain the reason why all Haslemere property lawyers aren't automatically on all mortgage company panels?
Lenders ordinarily impose restrictions on either the type or the number of conveyancing practices on their approved list of lawyers. A common example of such restriction(s) being that the practice must have at least two partners. As well as restricting the type of firm, some building societies made a decision to limit the size of their panel they allow to represent them. You should note that building societies have no accountability for the standard of service provided by any Haslemere lawyer on their approved list. Property fraud was the main trigger for the culling of solicitor panels a few years ago notwithstanding that there are conflicting views concerning whether solicitors sat at the center of that fraud. Data from the Land Registry exposes that thousands of law organisations only conduct a couple of conveyances a year. Those supporting conveyancing panel culls ask why conveyancing firms deserve any entitlement to remain on a bank panel when clearly property law is not their speciality?
Can you explain why leasehold purchase conveyancing in Haslemere is more expensive?
Haslemere leasehold conveyancing transactions usually involve additional investigations than freeholds including investigating the Lease, liaising with the Landlord such as serving appropriate notices on the Landlord or managing agent, obtaining up-to-date service charge and management information, obtaining Landlord’s consents and reviewing management accounts and formation documents.
There is lots of information on this site about conveyancing in Haslemere but what is your top tip for finding the right conveyancer in Haslemere
Do not opt for the cheapest Haslemere conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
I have been told by my solicitor that restrictive coveneant insurance is necessary on my purchase. What is the level of cover for Haslemere conveyancing?
The right level of restrictive coveneant indemnity insurance should be dictated by who your lender. It would differ for example between Santander and Coventry Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
I am selling my house. I had a double glazing fitted in October 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, HSBC are being problematic. The Haslemere solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
How does the Landlord & Tenant Act 1954 impact my commercial premises in Haslemere and how can you help?
The particular law that you refer to gives a safeguard to commercial leaseholders, granting the a statutory right to apply to court for a continuation of occupancy at the end of an expired lease. There are certain specified grounds where a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and help with commercial conveyancing in Haslemere
My father has urged me to use his conveyancing solicitors in Haslemere. Should I choose my own property lawyer?
No doubt the best way to find a conveyancing solicitor is to have recommendations from friends or family who have used the firm that you are considering.