Do all mortgage companies provide you with an approved list of Groby and Ratby conveyancing solicitors? How do you know who is on the Bank of Ireland conveyancing panel?

Groby and Ratby conveyancing firms themselves provide us confirmation that they are on the Bank of Ireland conveyancing panel as opposed to being supplied with a list from Bank of Ireland directly.

I decided to have a survey done on a property in Groby and Ratby ahead of retaining solicitors. I have been informed that there is a flying freehold overhang to the property. The surveyor has said that some mortgage companies will refuse to grant a loan on this type of premises.

It varies from the lender to lender. Santander has different requirements from Halifax. Should you wish to telephone us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Groby and Ratby. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Groby and Ratby to see if the conveyancing costs will increase in light of this.

I am looking for a conveyancing practitioner in Groby and Ratby for my house move. Is it possible to review a solicitor's complaints history with the legal regulator?

You may see presented Solicitor Regulator Association (SRA) decisions resulting from inquisitions from 2008 onwards. Go to Check a solicitor's record. For details about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The regulator could recorded telephone calls for training requirements.

We expect to complete the disposal of our £150,000 garden flat in Groby and Ratby next Wednesday. The management company has quoted £312 for Certificate of Compliance, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge such fees for a flat conveyance in Groby and Ratby?

Groby and Ratby conveyancing on leasehold maisonettes normally requires the purchaser’s solicitor submitting enquiries for the landlord to address. Although the landlord is not legally bound to respond to these enquiries the majority will be content to assist. They may charge a reasonable administration fee for answering questions or supplying documentation. There is no upper cap for such fees. The average costs for the information that you are referring to is over three hundred pounds, in some cases it exceeds £800. The administration charge invoiced by the landlord must be accompanied by a summary of rights and obligations in relation to administration charges, otherwise the charge is not strictly payable. Reality however dictates that one has no option but to pay whatever is demanded should you wish to complete the sale of your home.

Groby and Ratby Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

Generally speaking the outlay for major works are not included within maintenance charges, albeit that some managing agents in Groby and Ratby obliged leaseholders to pay into a reserve fund created for the specific purpose of building a fund for larger repairs or maintenance. Is anyone aware of any major works on the horizon that will add a premium to the maintenance fees? Best to be warned whether window replacement or some other significant cost is anticipated that will be shared amongst the leasehold owners and will dramatically impact the level of the service costs or necessitate a one time payment.

I have just placed an offer on a leasehold flat in Groby and Ratby and the broker that we are using recommended his conveyancing practitioner. She quoted nine hundred pounds including VAT and 3rd party costs. Does this sound expensive?

Don't just go on a single quote. One should obtain like-for-like quotes for your conveyancing in Groby and Ratby. Then select one that you trust and crucially, is on the approved list of the mortgage company that you have applied for a mortgage from.