What does my ID and proof of funds have anything to do with my conveyancing in Woodhouse Eaves? Is this really warranted?

Anti-terror and anti-money-laundering laws require solicitors and licensed conveyancers to check the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing retainer. The Client Care letter that you are required to sign should stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you refuse to provide identification documents, your solicitor would not be able to accept instructions from you.

A colleague advised me that where I am purchasing in Woodhouse Eaves I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually quoted for as part of the standard Woodhouse Eaves conveyancing searches. It is not a small report of more than thirty pages, listing and detailing important information about Woodhouse Eaves around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Woodhouse Eaves Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Woodhouse Eaves.

I am purchasing my first flat in Woodhouse Eaves with a mortgage from Virgin Money. The sellers would not budge the price so I negotiated 6k of additionals instead. The estate agent suggested that I not to tell my conveyancer about this extras as it will impact my loan with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Woodhouse Eaves is the location of the property. Can you offer any assistance?

Flying freeholds in Woodhouse Eaves are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Woodhouse Eaves you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Woodhouse Eaves may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

We're new on the property ladder - had an offer accepted, but the selling agent has warned us that the vendor will only proceed if we appoint the agent's recommended conveyancers as they are insisting on an ‘expedited deal’. We would rather use a local solicitor accustomed to conveyancing in Woodhouse Eaves

We suspect that the owner is unaware of this request. If they want ‘a quick sale', turning down a serious buyer is likely to cause more damage than good. Try to communicate with the vendors directly and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you wish to move quickly (e)however you intend to appoint your preferred Woodhouse Eaves conveyancing firm - rather thanthe ones that will give their estate agent a commission or meet his conveyancing figures set by corporate headquarters.