We chose a local lawyer for my conveyancing in Inkberrow yesterday. Looking through the official terms of business I notewe are on the hook for costs even where the conveyance does not complete. Should I ditch them and appoint a web based conveyancing company who offer no move no charge conveyancing in Inkberrow?

Generally there is a compromise along the lines that if "No Sale No Fee" is available then the conveyancing charges will tend to be be uplifted to cover the transactions that do not go ahead. You should be mindful that such deals tend not to protect you from expenses such your Inkberrow conveyancing search costs.

Our son-in-law is about to exchange on a house that has just been built in Inkberrow with a home loan from Leeds Building Society. His solicitor has advised him of a delay in completing the ‘Disclosure of Incentive Form’. What is this document - I have never come across this before?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Leeds Building Society conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Leeds Building Society conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

What does my ID and proof of funds have anything to do with my conveyancing in Inkberrow? Is this really necessary?

Inkberrow conveyancing solicitors and indeed property practitioners throughout the UK have an obligation under money laundering regulations to verify the identity of any client in order to ensure that clients are who they say they are.

Conveyancing clients are required to produce two forms of certified identification; proof of ID (typically a Passport or Driving Licence) and proof of address (typically a Bank Statement no older than three months).

Evidence of the origin of monies is also required in compliance with the money laundering laws as solicitors are required to investigate that the monies you are using to buy a property (whether it be the deposit for exchange or the full purchase monies where you are buying without a mortgage) has come from a reputable source (such as an inheritance) as opposed to the proceeds of illegitimate behaviour.

I'm purchasing my first flat in Inkberrow with the aid of help to buy. The builders would not budge the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not to tell my conveyancer about the side-deal as it will adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am looking for a conveyancing lawyer in Inkberrow for my home move. Is there any facility to review a solicitor's complaints history with the profession’s regulator?

Anyone can read presented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Go to Check a solicitor's record. To find records Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, dial +44 (0)121 329 6800. The SRA sometimes monitor call for training requirements.