My husband and I are intent on buying residence in Johnstown. My Conveyancer has never been on on the bank approved list. Am I still permitted to appoint my Johnstown conveyancing solicitor even though they are not on the lender approved list?

You have numerous alternatives available to you here

• Proceed with your chosen Johnstown solicitor but your mortgage company will need to retain a solicitor from their approved panel. The net result is additional fees together with likely delay.
• Choose a fresh property lawyer to act in the purchase, obviously checking they are on the bank conveyancing panel.
• Convince your conveyancer to do everything within their powers to join the lender’s panel of solicitors

It is is a decade since I bought my property in Johnstown. Conveyancing solicitors have now been instructed on the sale but I am unable to find my title documents. Will this jeopardise the sale?

You need not be too concerned. Firstly the deeds may be kept by the mortgage company or they could stored with the conveyancers who oversaw the purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. The vast majority of conveyancing in Johnstown involves registered property but in the rare situation where your property is unregistered it adds to the complexity but is resolvable.

Our mortgage company has suggested solicitors on their panel based in Johnstown but I would rather choose a conveyancing lawyer in Johnstown round the corner to me. Are you able to help?

It is by no means the case that all Johnstown conveyancing practitioners are approved and listed on all banks conveyancing panel. Use the above find an approved solicitor tool to find a Johnstown conveyancing firm on the on the bank panel.

I have justdiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Johnstown for a purchase of a leasehold apartment 12 months ago. How can I check that my home is in my name in the name of the previous owner?

The quickest method to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Johnstown conveyancing specialists.

My mum and dad are unable to locate their Johnstown property on the HM Land Registry online search facility. They have a vague memory sixty years ago when they purchased the house there were complications concerning Johnstown not being identified on some systems.

Almost all premises in Johnstown should be revealed. Have you tried a search to just the postcode. Ordinarily it should identify all the properties inside that postcode. Assuming the property is registered it will be there with a title number. Where they bought 50 years ago it's conceivable it may be unrecorded. The address may still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title deeds which may be with your parent’s lender.