I require conveyancing for a flat in a relatively new development (five years old) in West Thurrock. The vast majority the properties have already been occupied. Is it really necessary to order local searches for my conveyancing in West Thurrock?
Conveyancing Searches are a central link in the West Thurrock conveyancing process. There are hundreds companies conducting West Thurrock conveyancing searches, as well direct from the local authority. These are known collectively as personal search providers due to them carrying out, personal searches. However, all Local Authority Search conveyancing products have one thing in common - they must secure their information from the local authority.
I am helping my step-mother sell her property in West Thurrock. Does the conveyancer commission the energy performance certificate or do I organise this?
After the abolition of Home Packs, energy performance certificates remained a required element of moving property. An energy assessment needs to be to hand in advance of the property being marketed. This is not something that law firms ordinarily arrange. If you are using a West Thurrock conveyancing lawyer they may be able to arrange energy assessments due to their contacts with long established West Thurrock assessors
Please help - my lawyer says that lack of building regulations insurance is necessary on my purchase. What is the level of cover for West Thurrock conveyancing?
The appropriate level of lack of building regulations indemnity insurance depends on your lender. It would differ for example between Lloyds TSB Bank and Virgin Money. Conveyancing practitioners as opposed to members of the public take out such insurances.
The mortgage over my property is with Kent Reliance for my property in West Thurrock. Conveyancing was finalised a year ago. In the event that I decide to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Kent Reliance?
Your original mortgage agreement with Kent Reliance will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. It may be that Kent Reliance will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. It should not be necessary to do this via a Kent Reliance conveyancing panel lawyer.
Due to the guidance of my in-laws I had a survey completed on a property in West Thurrock ahead of retaining conveyancers. I have been informed that there is a flying freehold overhang to the house. Our surveyor has said that some mortgage companies may not give a loan on this type of property.
It depends who your proposed lender is. Santander has different instructions from Nationwide. Should you wish to telephone us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in West Thurrock. Conveyancing will be smoother if you use a solicitor in West Thurrock especially if they regularly deal with such properties in West Thurrock.
How do I identify a West Thurrock law firm on the Alliance & Leicester conveyancing panel? I am a keen cyclist and am willing to travel upto 25miles to meet the solicitor.
You can use the search on this website. Please choose the bank and your location and you will see a number of West Thurrock conveyancing lawyers locally. We have listed some West Thurrock conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Alliance & Leicester panel
We today found out that one of the directors of the law firm handling the purchase conveyancing in West Thurrock is an aunty of the seller. Is this permitted?
Provided there is no conflict of interest this is allowable. Where you are requiring mortgage finance then the mortgage company may have a say as many lenders have specific instructions concerning this. For example for Santander A&L as of 27/2/2025, the requirements read as follows :