I am obtaining a mortgage with Santander. I intend to retain the legal services of a Licensed Conveyancer in Tilbury. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?

The Santander conveyancing panel is, like many other lenders, represented by the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

Forgive me if this question is silly but I am unexperienced as FTB of a two bedroom flat in Tilbury. Do I collect the keys to the property on completion from my lawyer? If so, I will find a High Street conveyancing solicitor in Tilbury?

There is no need to visit the lawyers office on the day of completion. Your solicitors will electronically transfer the purchase money to the vendor’s lawyers, and shortly after the monies have arrived, you will be called to receive the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.

I am aiming to move home in April. Does my conveyancing solicitor liaise with the removal company on the completion day. As an aside, can you suggest a removal company in Tilbury. Conveyancing firm was chosen before I stumbled across your page.

On the day of completion you can pick up the house keys from your selling agent however this should only take place after the vendors solicitors advise the agent that the monies to complete are in and the keys can be released. After that you can tell the removal company that they can start moving you in. As a matter of policy we do not recommend a particular removal organisation but can help you choose a conveyancing in Tilbury or a legal practice that specialises in conveyancing in Tilbury.

I have decided to exercise my right to buy my property in Tilbury off the council. I have a mortgage agreed with Barclays. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Barclays, you will need to appoint a solicitor on the Barclays conveyancing panel.

I used Wolstenholmes several years ago for my conveyancing in Tilbury. Now, I need my documents but the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Tilbury of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I am buying a new build apartment in Tilbury. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Tilbury

Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Forfeiture - bankruptcy or liquidation must not apply under this provision. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan.

Planning to exchange soon on a studio apartment in Tilbury. Conveyancing lawyers have said that they are sending me a report tomorrow. What should I be looking out for?

The report on title for your leasehold conveyancing in Tilbury should include some of the following:

Who has the liability for maintaining the window frames Repair and maintenance of the premises What you can do if another leaseholder in the building breaches a clause of their lease? You should be sent a copy of the lease

Leasehold Conveyancing in Tilbury - Examples of Questions you should ask before buying

Are there any major works in the planning that will likely add a premium to the maintenance charges? The prefered form of lease structure is where the freehold interest is owned by the leaseholders. In this situation the tenants enjoy being in charge if their destiny and notwithstanding that a managing agent is usually employed where it is bigger than a house conversion, the managing agent is directed by the tenants. If a Tilbury lease has less than eighty years it will have adverse implications on the marketability of the apartment. It is worth checking with your mortgage company that they are happy with the length of the lease. A short lease means that you will probably have to extend the lease at some point and you need to have some idea of what this will be. Remember, in most cases you will need to own the property for a couple of years before you are eligible to carry out a lease extension.