I am buying a house for cash in Chadwell St Mary. I have resided for the last dozen years in Chadwell St Mary. Conveyancing searches are a lot of money. Given that I have knowledge of the road and vicinity intimately must I have all the conveyancing searches?

In the absence of a home loan, then all but one or two of the Chadwell St Mary conveyancing searches are non-obligatory. Your lawyer will 'advise', no-doubt strongly, that you should have searches done, but he is duty bound to take that path of encouragement . One thing to take into account; if you are intend to dispose of the house in the future, it will likely be be of interest to your prospective buyer what the searches determine. Sometimes properties with apparent issues can still reveal unexpected search results. A competent conveyancing solicitor in Chadwell St Mary should provide you some sensible advice here.

I am due to move property in March. Should my conveyancing solicitor update the removal company on the day of completion. As an aside, can you recommend a removal company in Chadwell St Mary. Conveyancing lawyer was chosen prior to coming across this website.

On the day of completion you can pick up the house keys from the selling agent however this should only take place after the sellers lawyers advise the agent that the monies to complete are in and the keys can be handed over. Subsequently you can advise the removal men that they can start moving you in. As a matter of policy we do not recommend a specific removal organisation but can assist you in locating a residential property solicitor in Chadwell St Mary or a solicitor that specialises in conveyancing in Chadwell St Mary.

We were going to get a AIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Chadwell St Mary solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?

You will need to appoint Chadwell St Mary solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.

I have decided to exercise my right to buy my property in Chadwell St Mary off the council. I have a mortgage offer with Coventry BS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Coventry BS, you will need to appoint a solicitor on the Coventry BS conveyancing panel.

Over the last few months I have been searching for a leasehold apartment up to £195,000 and identified one close by in Chadwell St Mary I like with a park and transport links nearby, however it only has 49 years unexpired on the lease. I can't really find anything else in Chadwell St Mary suitable, so just wondered if I would be making a mistake buying a lease with such few years left?

Should you need a home loan the shortness of the lease will likely be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for a minimum of twenty four months you can ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this matter.

What is different about your site and alternative online quote calculators when it comes to conveyancing in Chadwell St Mary?

At this site obtain a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that has a full understanding of the nuances of your conveyancing in Chadwell St Mary. Unlike many estate agents and many comparison sites we do not charge firms a fee if you choose them for your conveyancing in Chadwell St Mary

There are only Seventy years unexpired on my flat in Chadwell St Mary. I now wish to get lease extension but my freeholder is absent. What are my options?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for for permission to dispense with the service of the initial notice. This will enable the lease to be lengthened by the magistrate. However, you will be required to demonstrate that you or your lawyers have made all reasonable attempts to find the freeholder. On the whole an enquiry agent should be useful to try and locate and to produce a report to be accepted by the court as proof that the landlord is indeed missing. It is advisable to get professional help from a conveyancer both on investigating the landlord’s absence and the application to the County Court covering Chadwell St Mary.

I am the registered owner of a 1st floor flat in Chadwell St Mary, conveyancing having been completed 8 years ago. Can you work out an approximate cost of a lease extension? Comparable properties in Chadwell St Mary with a long lease are worth £265,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease ceases on 21st October 2101

With 76 years unexpired we estimate the price of your lease extension to be between £8,600 and £9,800 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. You should not take any other action based on this information without first seeking the advice of a professional.