My husband and I are planning to purchase a property in Grays and are in fact using a Grays conveyancing firm. Within the last couple of days our solicitor has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. TSB have this morning contacted us to inform me that there is now an issue as our Grays lawyer is not on their approved list of lawyers. Is this a problem?
Where you are buying a property requiring a mortgage it is conventional for the purchasers' solicitors to also represent the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your property lawyer should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Grays solicitors, in which case it will likely add costs, and it will likely delay the transaction as you are adding another lawyer into the mix.
Can the conveyancing lawyers listed on your site conduct conveyancing in Grays by way of an attended exchange?
There are a few conveyancing experts who can conduct personalised exchanges. You should e-mail us to obtain a costs illustration and details as to dates.
My mortgage company has suggested solicitors on their panel based in Grays but I would rather choose a conveyancing lawyer in Grays local to me. Can you help?
Far from all Grays conveyancing solicitors are listed all banks conveyancing panel. Use our search tool to locate a Grays conveyancing solicitor on the on the mortgage company panel.
I am due to move house in March. Does my conveyancing solicitor update the removal company on the completion day. Incidentally, can you suggest a removal company in Grays. Conveyancing lawyer was found prior to coming across your site.
On the day of completion you can pick up the keys from your estate agent but this should only happen after the vendors conveyancers inform the agent that they acknowledge receipt of the completion payment and the keys can be released. After that you will need to advise the removal men that they can start moving you in. We are not in a position to recommend a specific removal company but can assist you in choosing a conveyancing in Grays or a firm that specialises in conveyancing in Grays.
After months of negotiation I have agreed a price on an apartment in Grays. My mortgage broker suggested a solicitor. I paid an upfront payment of £225. Shortly after, the lawyer called me embarrassingly acknowledging that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I had an offer accepted on a house in Grays on 19/12/2024, valuation was booked 2 days after, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
I am looking into buying my first house which is in Grays and I am already nervous. I couldn't find anything specific about Grays. Conveyancing will be needed in due course but do you know about the Grays area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Grays. In the meantime here are some basic statistics that we found