In what way does my ID and proof of funds have anything to do with my conveyancing in Marford? Why is this being asked of me?

In order to comply with Money Laundering Regulations any Marford conveyancing firm will require proof of identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility account evidencing your correct address.

In accordance with Money Laundering Regulations, conveyancers are obliged by law to check not only the identity of conveyancing clients but also the origin of monies that they receive in respect of any matter. An unwillingness to disclose this may result in your solicitor terminating their retainer with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your property lawyers are duty bound to inform the appropriate authorities should they believe that any amounts received by them may contravene the Anti-terror and anti-money-laundering rules.

I note that there are debates on Chancel Insurance on online forums. Do I require this when purchasing a property in Marford? or I am told that there is an ancient law that could mean that owners of property residing in a parish church boundary will be compelled to contribute towards repairs towards the chancel within the church. Is this appropriate for conveyancing in Marford?

Unless a previous acquisition of the premises took place after 12 October 2013 you could take it that solicitors delivering conveyancing in Marford to continue to advocate a chancel search and or chancel repair liability policy.

The deeds to our home are lost. The lawyers who did the conveyancing in Marford 4 years ago no longer exist. What do I do?

Gone are the days when you need to have the physical deeds to establish that you are the registered proprietor of land or property, given that the Land Registry hold details of all registered land or property electronically.

I am purchasing a new build house in Marford with a mortgage from Accord Mortgages Ltd. The sellers refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The estate agent told me not inform my conveyancer about this extras as it may impact my loan with Accord Mortgages Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have recently realised that I have 72 years remaining on my lease in Marford. I now want to extend my lease but my landlord is absent. What should I do?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for for permission to dispense with the service of the initial notice. This will mean that your lease can be lengthened by the Court. However, you will be required to demonstrate that you have done all that could be expected to locate the landlord. On the whole an enquiry agent may be useful to conduct investigations and to produce an expert document which can be accepted by the court as proof that the landlord can not be located. It is advisable to get professional help from a solicitor both on proving the landlord’s disappearance and the vesting order request to the County Court overseeing Marford.

I invested in buying a garden flat in Marford, conveyancing formalities finalised June 2007. How much will my lease extension cost? Corresponding properties in Marford with an extended lease are worth £186,000. The ground rent is £55 charged once a year. The lease ends on 21st October 2078

With 53 years remaining on your lease the likely cost is going to span between £27,600 and £31,800 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed investigations. You should not use the figures in a Notice of Claim or as an informal offer. There may be other issues that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action based on this information without first seeking the advice of a professional.