My aunt pointed out to me me that in buying a property in Wellingborough there could be various restrictions affecting the ability to carry out external changes to the property. Is this right?

We are aware of a number of properties in Wellingborough which have some sort of restriction or requirement of consent to execute external changes. Part of the conveyancing in Wellingborough should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I am currently in the process of buying my council flat in Wellingborough. I have a mortgage offer with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.

I was told two weeks ago that my mortgage has been agreed to by Santander. Is it usual for Santander to only issue the offer once my solicitor in Wellingborough is approved on their conveyancing panel? Santander have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Santander to deal with your lawyer's application to be on the Santander conveyancing panel. There's no guarantee that your solicitor will be accepted.

My friend recommended that where I am purchasing in Wellingborough I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally quoted for as part of the standard Wellingborough conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Wellingborough around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Local Education with maps and statistics, Local Amenities and other useful information concerning Wellingborough.

About to purchase a new build apartment in Wellingborough. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Wellingborough

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. There must be mutual enforceability of lessee’s covenants. Forfeiture - bankruptcy or liquidation must not apply under this provision. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Please supply a car parking plan.

I am looking for a flat up to £245,000 and found one close by in Wellingborough I like with open areas and transport links nearby, however it's only got 49 years unexpired on the lease. I can't really find anything else in Wellingborough for this price, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you require a mortgage the shortness of the lease will be an issue. Reduce the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you can request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

My company is intending to lease a unit on the high street. Can you recommend conveyancers offering no-sale-no charges for non-domestic conveyancing in Wellingborough for below 2k?

We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Wellingborough, including the disposal and purchase of businesses as well as simply property. If you are looking to purchase or sell a shop, pub, restaurant, office, retail unit or a complete business we will put you in touch with the right lawyer. As for the costs these will vary based on the structure and heads of terms of the proposed transaction. Please provide us with your details or phone so as to enable us to supply you with comprehensive commercial conveyancing quote.