I chose a Westbourne based solicitor for our conveyancing in Westbourne last week. Looking through the Terms and Conditions it is apparent thatI am liable for charges even where the transaction does not complete. Should I ditch them and choose a web based conveyancing company who offer no move no charge conveyancing in Westbourne?

Generally there is a compromise along the lines that if "No Sale No Fee" is advertised then the conveyancing charges will generally be higher to neutralise the transactions that do not proceed. Please beware that these arrangements rarely protect you from expenses for instance Westbourne conveyancing search expenses.

Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who did the conveyancing in Westbourne 4 years ago are no longer around. What are my options?

Assuming the title is registered the information relating to your ownership will be recorded by HMLR with a Title Number. It is easy to execute a search at the Land Registry, find your house and get up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will in most cases hold a certified copy of the Registered Lease and again, a copy can be obtained for a small fee.

Due to the guidance of my in-laws I had a survey completed on a property in Westbourne in advance of instructing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some lenders tend refuse to grant a loan on such a house.

It depends who your proposed lender is. Lloyds has different instructions for example to Nationwide. Should you wish to telephone us we can investigate further with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Westbourne. Conveyancing may be slightly more expensive based on your lender's requirements.

I'm refinancing my primary home to a buy to let mortgage with Britannia and intend to use the remaining equity towards a second property. The area we are looking at is Westbourne. Will your solicitors be able to act for the two mortgage companies and link together the transactions?

Do use our comparison tool on this site to ensure that the lawyers are approved by both banks. Assuming that they are the conveyancer should be able to connect the two conveyancing matters but you should talk with you solicitor and communicate your desired outcome and needs.

I have just appointed agents to market my garden apartment in Westbourne. Conveyancing has not commenced, however I have just received a half-yearly maintenance charge invoice – should I leave it to the buyer to sort out?

The sensible thing to do is clear the maintenance contribution as normal given that all ground rent and maintenance invoices will be allotted on completion, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

I purchased a 1st floor flat in Westbourne, conveyancing having been completed 9 years ago. Can you please calculate a probable premium for a statutory lease extension? Similar flats in Westbourne with over 90 years remaining are worth £176,000. The ground rent is £50 yearly. The lease ends on 21st October 2105

With just 80 years unexpired the likely cost is going to span between £8,600 and £9,800 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first seeking the advice of a professional.