Having been referred to your site we were about to go ahead with a conveyancing solicitor in Westbury endorsed using your search tool but stumbled across alternative quotes via the web seem less expensive – how come?
One can find numerous firms promoting pretending to offer £99 conveyancing, unfortunately it’s common in such cases for extracosts result in the final invoice being escalated. In accordance with regulatory requirements charges contained in terms and conditions should be fair and reasonable raised The conveyancers that we put forward for conveyancing in Westbury set out all costs for a standard conveyancing matter.
My wife and I are due to exchange on the purchase of a house in Westbury but as a consequence of damage from the recent storms I have was able negotiate recompense from the vendor of £2k in the form of a adjustment in the price. I had intended this to be dealt with as part of the conveyancing process however HSBC are not allowing this. Why were they involved?
Your conveyancing practitioner that is on a HSBC approved list is required to disclose to HSBC of any variations to the sale price. If you were to refuse your conveyancer to disclose the reduction to HSBC then they would have to discontinue acting for you. In addition, HSBC and you would have to appoint a new conveyancer for your conveyancing in Westbury.
We are planning to purchase with Norwich and Peterborough Building Society. I went into a few high street solicitors yet am struggling to find a Westbury conveyancing firm on the Norwich and Peterborough Building Society panel. Could you assist?
Please do make use of the find a lender approved solicitor tool on this site. Pick the lender and type Westbury or your location and you will see numerous solicitors located in Westbury or nearest you.
What is your number one tip for finding a conveyancing solicitor in Westbury
It would be unwise to be seduced by the cheapest Westbury conveyancing quote. You really do get what you pay for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
Is it the case that all Westbury CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing list of approved solicitors?
Some major banks and building societies now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their approved list of firms.
Completion of my purchase has taken place for my property in Westbury. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have been on the look out for a ground for flat up to £195,000 and found one close by in Westbury I like with amenity areas and railway links in the vicinity, the downside is that it's only got 52 remaining years left on the lease. I can't really find anything else in Westbury for this price, so just wondered if I would be making a grave error purchasing a short lease?
If you need a mortgage the remaining unexpired lease term will likely be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least 2 years you can ask them to start the process of the extension and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this.