Last October we completed a house move in Wolvey. We have noticed several issues with the property which we consider were missed in the conveyancing searches. What action can we take? Can you clarify the type of searches that needed to have been conducted for conveyancing in Wolvey?
The query is not clear as what problems have arisen and if they are specific to conveyancing in Wolvey. Conveyancing searches and investigations undertaken as part of the buying process are carried out to help avoid problems. As part of the process, a property owner fills in a document called a SPIF. answers ends up being incorrect, you could possibly take legal action against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Wolvey.
How up to date is your search tool for Wolvey conveyancing solicitors on the Santander conveyancing panel? Do Santander send you an updated list?
Wolvey conveyancing firms themselves provide us confirmation that they are on the Santander conveyancing panel as opposed to being supplied with a list from Santander directly.
I am aiming to move property in February. Will my conveyancing solicitor call the removal company on the day of completion. As an aside, can you recommend a removal company in Wolvey. Conveyancing lawyer was organised before I stumbled across this site.
On the day of completion you will need to pick up the keys from your property agent but this should only occur when the previous owners lawyers advise the agent that the monies to complete are in and the keys can be collected. After that you should advise the removal company that they can start moving you in. As a matter of policy we do not recommend a specific removal company but can help you choose a conveyancing in Wolvey or a legal practice that specialises in conveyancing in Wolvey.
The formalities of my purchase has taken place for my property in Wolvey. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
Having digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Wolvey solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Wolvey surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I have todayfound out that Stirling Law have been shut down. They carried out my conveyancing in Wolvey for a purchase of a leasehold flat 12 months ago. How can I establish that the property is not still registered in the name of the former proprietor?
The easiest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Wolvey conveyancing specialists.
I have been on the look out for a ground for flat up to £235,500 and identified one near me in Wolvey I like with open areas and station in the vicinity, however it's only got 51 years on the lease. There is not much else in Wolvey for this price, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you require a mortgage the shortness of the lease may be a potential deal breaker. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should speak to your conveyancing lawyer about this matter.