I am purchasing a garden flat in Meir. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Meir you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Meir.
I am assisting my step-mother sell her house in Meir. Does the conveyancer order the EPC or do I organise this?
Following the demise of Home Information Packs, EPC’s was retained a mandatory part of moving property. An EPC needs to be to hand before the property is placed on the market. It is not as aspect of the sale process that lawyers ordinarily organise. If you are using a Meir conveyancing solicitor they may be willing to arrange energy assessments due to their contacts with long established Meir assessors
We previously instructed solicitors with offices in Meir on the HSBC solicitor approved list. They are now charging me a separate fee for dealing with the HSBC mortgage. Is this a supplemental conveyancing fee set by HSBC?
Provided it is contained in their Terms of Engagement or Quote then yes your conveyancing practitioner can charge a fee for this. This charge is not dictated by HSBC but by your Meir solicitor. Some firms on the HSBC panel will levy an ‘acting for lender’ fee but some practices incorporate it on their overall fee.
I'm in the throws of viewing flats in Meir and I am about to put in an offer. Should I already have a conveyancer appointed at this stage? I intend to finance via a home loan with Principality.
You should start requesting conveyancing estimates from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their details on to the selling agent. Given that you are taking out a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what was supposed to be a straight forward, no chain conveyancing. Meir is the location of the property. Can you shed any light on this issue?
Flying freeholds in Meir are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Meir you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Meir may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Meir and I am already nervous. I couldn't find anything specific about Meir. Conveyancing will be needed in due course but do you know about the Meir area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Meir. In the meantime here are some basic statistics that we found
I wish to let out my leasehold flat in Meir. Conveyancing solicitor who did the purchase is retired - so can't ask him. Is permission from the freeholder required?
Notwithstanding that your last Meir conveyancing lawyer is not available you can check your lease to see if it allows you to sublet the property. The accepted inference is that if the deeds are non-specific, subletting is permitted. There may be a precondition that you are obliged to seek permission via your landlord or other appropriate person prior to subletting. The net result is that you cannot sublet in the absence of prior permission. Such consent should not be unreasonably turned down. If the lease prohibits you from subletting the property you should ask your landlord if they are willing to waive this restriction.
I bought a studio flat in Meir, conveyancing was carried out in 2012. Can you give me give me an indication of the likely cost of a lease extension? Corresponding flats in Meir with over 90 years remaining are worth £190,000. The average or mid-range amount of ground rent is £65 charged once a year. The lease ceases on 21st October 2085
With 61 years unexpired we estimate the premium for your lease extension to span between £19,000 and £22,000 plus costs.
The suggested premium range above a general guide to costs for renewing a lease, but we cannot give you a more accurate figure in the absence of detailed investigations. You should not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be considered and you obviously should be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before seeking the advice of a professional.