Me and my fiance are hoping to purchase a 1 bedroom apartment in Chelmsley Wood with a mortgage. We like our Chelmsley Wood conveyancer, but the bank advise he's not on their "panel". It seems we have no option but to use one of the bank panel conveyancing practices or keep our Chelmsley Wood conveyancer as well as pay for one of their panel firms to act for them. This feels very unfair; is there anything we can do?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Chelmsley Wood conveyancing solicitor to apply to be on the conveyancing panel.

My lender has recommended solicitors on their panel based in Chelmsley Wood but I would rather choose a conveyancing lawyer in Chelmsley Wood or nearer to where I live. Are you able to help?

It is by no means the case that all Chelmsley Wood conveyancing practices are listed all lender’s conveyancing panel. Use our find an approved solicitor tool to identify a Chelmsley Wood conveyancing firm on the on the lender panel.

What is the difference between a licensed conveyancer and conveyancing solicitor in Chelmsley Wood

There are many recorded licenced Conveyancers in Chelmsley Wood and Solicitor partnerships in Chelmsley Wood who can help with your conveyancing It is important to make clear that the two are regulated professionals specialising in the legal work in transferring property. Both can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

A friend advised me that in purchasing a property in Chelmsley Wood there may be various restrictions affecting the ability to carry out external changes to a property. Is this right?

There are a number of properties in Chelmsley Wood which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Chelmsley Wood should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I have today made my last payment due on my mortgage with Nationwide. I assume I don't need a Chelmsley Wood conveyancing practitioner on the Nationwide panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Nationwide mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nationwide mortgage from the register. Nationwide, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Nationwide has sent the Land Registry the discharge electronically, and
3. Nationwide has instructed the Land Registry to do so

I need some quick conveyancing in Chelmsley Wood as I have a deadline to complete within 3 weeks. A mortgage is not required. Can I escape the need for conveyancing searches to save fees and time?

If.Given you are are a mortgage free purchaser you are at free not to do searches although no solicitor would recommend that you don't. With lots of history conveyancing in Chelmsley Wood the following are instances of issues that can be revealed and adversely impact future saleability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Unadopted Roads,...

I used Action Conveyancing several years past for my conveyancing in Chelmsley Wood. I now require my papers however cannot find the solicitor. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chelmsley Wood of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.