Me and my fiancee are purchasing our first house. Our conveyancing practitioner has e-mailedto enquire if we want to order extra conveyancing searches. Frankly we in the dark as to what's necessary for conveyancing in Chafford Hundred

The quantity and type of Chafford Hundred conveyancing searches should be dictated primarily on the property, the location, the likelihood of any of these risks, your knowledge of the region and risks, your overall approach to risk. What is important is that you adequately appreciate what information the searches could provide. Then you can decide if you consider that you need that search. If uncertain, ask the conveyancer to advise.

Do I have to visit the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Chafford Hundred so that I can attend their offices if necessary.

Nowadays conveyancing panel lawyers for banks conduct their communications through Royal Mail, e-mail or over the phone. This enables them to conduct the conveyancing transaction no matter where you live in the country. Nevertheless you should see if you have the option of attending the offices of your conveyancing lawyer if needed.

My father advised me that in buying a property in Chafford Hundred there may be a number of restrictions affecting the ability to carry out external alterations to a property. Is this right?

There are a number of properties in Chafford Hundred which have some sort of restriction or requirement of consent to perform external alterations. Part of the conveyancing in Chafford Hundred should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are getting the release of further funds on our home loan from UBS as we intend to carry out alterations to our property in Chafford Hundred. Are we obliged to select a bricks and mortar Chafford Hundred solicitor on the UBS conveyancing panel to deal with the paperwork?

UBS don't usually instruct firms on their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the UBS list.

Two weeks ago we had a mortgage agreed in principle with Principality. Chafford Hundred conveyancing solicitors have been instructed. How long does it take for Principality to send the offer to the solicitor?

There is no definitive answer here. Have Principality completed the valuation? Have you advised Principality as to your lawyers' details and checked that your lawyers are on the Principality conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

three months have gone by following my purchase conveyancing in Chafford Hundred completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Chafford Hundred is the location of the property. Can you offer any assistance?

Flying freeholds in Chafford Hundred are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Chafford Hundred you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chafford Hundred may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.