Me and my partner are acquiring an apartment in Hackbridge. My Solicitor is not on the bank approved list. Am I still permitted to retain my Hackbridge conveyancing solicitor notwithstanding that they are excluded from the lender panel?

One will need to instruct a property lawyer to complete the formalities if you need a mortgage to purchase your home. They will carry out all the relevant legal checks on the property, make sure that you will be registered as proprietor and ensure that all the required mortgage documentation is dealt with. You can instruct a Hackbridge conveyancing practitioner of your choice. Nevertheless, where the conveyancing practitioner appointed is not on the mortgage company solicitor panel additional charges will be incurred as separate legal representation will be need by the mortgage company. Conveyancing panel applications may be submitted, so if your conveyancer has not previously sought membership they should do so.

Completed the sale of my flat in Hackbridge last December yet the purchaser is calling daily complaining that his solicitor needs to hear from myconveyancer. What are the post completion sale legalities following completion?

Following your sale your solicitor is committed to deliver the transfer documentation and all additional paperwork to the purchaser's conveyancer. Depending on the transaction, your lawyer should also evidence that the legal charge in favour of the lender has been redeemed to the buyers solicitors. There are no post completion steps specific conveyancing in Hackbridge.

My wife and I purchasing a victorian detached house in Hackbridge. Our aim is to convert the garage to an office at the house.Will legal investigations on the property involve investigations to determine if these alterations were previously refused?

Your solicitor should check the deeds as conveyancing in Hackbridge will on occasion identify restrictions in the title documents which prevent categories of works or need the permission of another owner. Many extensions call for local authority planning permissions and approval in accordance building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. You should check these things with a surveyor before you commit yourself to a purchase.

We were going to get a OIP from Principality this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Principality recommend any Hackbridge solicitors on the Principality conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Hackbridge solicitors independently although you'll need to choose one on the Principality conveyancing panel. The solicitor represents both you and Principality through the process.

About to purchase maisonette in Hackbridge. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hackbridge solicitor is on the Yorkshire BS conveyancing panel.

Various web forums that I have frequented warn that are the main cause of hinderance in Hackbridge house deals. Is this right?

The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Local searches are unlikely to feature in any holding up conveyancing in Hackbridge.

I am buying a new build apartment in Hackbridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below are examples of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Hackbridge

Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.