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Find a Hockley Heath Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hockley Heath? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hockley Heath home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hockley Heath conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Hockley Heath

Can the conveyancing practitioners that you recommend perform right to buy conveyancing in Hockley Heath?

We have identified plenty of conveyancing practitioners who can conduct right to buy conveyancing Please get in touch with the solicitors listed to get a costs illustration.

Completed the sale of my flat in Hockley Heath last December yet the purchaser is texting me to say their lawyer is waiting to hear from mine. What should my lawyer have done following completion?

After completion of your house sale your lawyer should deliver the transfer documentation and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer must also send confirmation that the legal charge in favour of the lender has been discharged to the purchasers lawyers. There is unlikely to be post completion procedures specific conveyancing in Hockley Heath.

Are all Hockley Heath Conveyancing Quality Solicitors on the Virgin Money conveyancing list of approved solicitors?

Some major banks and building societies now use CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to remain on their panels.

My husband and I are in the process of looking at houses in Hockley Heath and I am about to put in an offer. Is it too early to have a solicitor in place? I intend to finance via a home loan with Principality.

It would be prudent to commence your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are obtaining a mortgage with Principality, ask your prospective lawyers if they are on the Principality conveyancing panel otherwise they can't do the mortgage legal work.

I can not fathom if my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called into my local Hockley Heath building society branch on a couple of occasions and was advised it wasn't a problem and they will lend. My Hockley Heath conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they will not lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

Your lawyer must comply with the Council of Mortgage Lenders’ Handbook Part 2 requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

I am using a search engine for the words on line conveyancing in Hockley Heath it reveals many solicitorsin the area. With so much choice what is the best way to find the right solicitor for me?

The best way of choosing a suitable conveyancer is through a trusted recommendation, so ask friends and family who have purchased a property in Hockley Heath or a local estate agent or financial adviser. Fees for conveyancing in Hockley Heath differ, so it's advisable to request a minimum of four costs illustrations from varying types of property lawyers. Make sure that you know that the costs are assured not to escalate.

What are your top tips when it comes to choosing a Hockley Heath conveyancing practice to deal with our lease extension?

If you are instructing a property lawyer for lease extension works (regardless if they are a Hockley Heath conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of work. We suggest that you make enquires with several firms including non Hockley Heath conveyancing practices before you instructing a firm. If the firm is ALEP accredited then that’s a bonus. The following questions could be helpful:

    Can they put you in touch with clients in Hockley Heath who can give a testimonial? If the firm is not ALEP accredited then why not?

I purchased a basement flat in Hockley Heath, conveyancing was carried out half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Equivalent properties in Hockley Heath with an extended lease are worth £186,000. The average or mid-range amount of ground rent is £55 charged once a year. The lease ceases on 21st October 2076

You have 52 years remaining on your lease we estimate the price of your lease extension to span between £29,500 and £34,000 as well as legals.

The suggested premium range above a general guide to costs for renewing a lease, but we are not able to supply a more accurate figure without more comprehensive investigations. You should not use this information in a Notice of Claim or as an informal offer. There may be additional concerns that need to be taken into account and clearly you want to be as accurate as possible in your negotiations. Please do not move forward based on this information before seeking the advice of a professional.

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