I am expecting a mortgage offer from Lloyds. My intention is to employ the services of a Licensed Conveyancer in Hockley Heath. Does the Lloyds Conveyancing panel allow for conveyancers regulated by the CLC?

The Lloyds approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

We are a couple about to sign contracts for a garden flat in Hockley Heath. We have hit a snag. Our mortgage offer with Halifax runs out on 24/3/2025 but the owners are putting forward a completion date of 26/3/2025. Is it possible to extend the loan offer?

The person best placed to deal with your concern is your conveyancer who should determine whether he or she is better off negotiating with the lender, owner’s lawyers, property agents or conceivably all three given the history of your transaction as of today.

Is it necessary to pay for insurance to protect me from financial exposure to chancel repairs when purchasing a house in Hockley Heath?

Unless a previous purchase of the property took place after 12 October 2013 you may expect conveyancing practitioners conducting conveyancing in Hockley Heath to remain encouraging a chancel search and or chancel repair liability insurance.

I am buying a new build apartment in Hockley Heath. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below is a sample of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Hockley Heath

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

I'm converting the mortgage on my current home to a BTL mortgage with Halifax and intend to use the remaining equity towards a second property. The location we are looking at is Hockley Heath. Will your conveyancers be able to act for both sets of lenders and link together the two deals?

Make use of our comparison tool on this page to ensure that the conveyancers are approved by both banks. On the basis that they are your solicitor should be able to connect the two deals but you should have a chat with you conveyancer and make apparent your expectations and requirements.