What is the first thing I need to know about purchase conveyancing in Kings Heath?

You may not hear this from too many lawyers but conveyancing in Kings Heath or throughout Birmingham is often a confrontational experience. In other words, when it comes to conveyancing there exists an abundance of room for conflict between you and other parties involved in the transaction. For example, the vendor, property agent and even potentially your lender. Selecting a lawyer for your conveyancing in Kings Heath is a critical decision as your conveyancer is your adviser, and is the SOLE person in the process whose interest is to protect your best interests and to keep you safe.

There is a distinct ongoing adversarial element to conveyancing- someone must be blamed for the process taking so long. You must always trust your lawyer above all other players in the conveyancing process.

What is the optimum way to find out if the solicitor conducting my conveyancing in Kings Heath is on the lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Chelsea Building Society thus paying £187.00 plus VAT in supplemental conveyancing costs.

You should make use of the find a conveyancing panel solicitor tool on this page. Please choose the lender and type ‘Kings Heath’ or your location and you will see numerous conveyancers located in Kings Heath or nearest you.

It has been five months following my purchase conveyancing in Kings Heath completed. I have checked the Land Registry website which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

How does conveyancing in Kings Heath differ for new build properties?

Most buyers of new build residence in Kings Heath approach us having been asked by the builder to exchange contracts and commit to the purchase even before the house is ready to move into. This is because builders in Kings Heath typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Kings Heath or who has acted in the same development.

Due to the input of my in-laws I had a survey completed on a house in Kings Heath prior to appointing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor has said that some banks may not issue a loan on this type of property.

It depends who your proposed lender is. HSBC has different requirements from Halifax. If you contact us we can check via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Kings Heath. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Kings Heath to see if the conveyancing costs will increase in light of this.