Is the fact that my conveyancer in Castle Bromwich is not listed on my bank's solicitor panel that there is a problem with the standard of his work?
That is more than likely a wrong assumption to make. There are plenty of reasonable explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the solicitor is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Should you be concerned you should simply call the Castle Bromwich conveyancing firm and ask them why they are no longer on the approved list for your bank.
I am purchasing a semi-detached house in Castle Bromwich. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Castle Bromwich you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Castle Bromwich.
I need some expedited conveyancing in Castle Bromwich as I am faced with a deadline to sign on the dotted line in less than 4 weeks. Fortunately I do not require a mortgage. Is it possible to escape the need for conveyancing searches to save fees and time?
If.Given you are are a cash purchaser you are at free not to do searches although no law firm would suggest that you don't. Drawing on our experience of conveyancing in Castle Bromwich the following are instances of what can show up and therefore impact future mortgageability: Refused Planning Applications, Overdue Charges, Outstanding Grants, Road Schemes,...
The deeds to my home can not be found. The solicitors who did the conveyancing in Castle Bromwich 4 years ago are no longer around. What are my next steps?
Nowadays there are copies made of almost everything, and your lawyer will be aware precisely where to look for all the relevant documentation so you can buy or dispose of your property without a hitch. Where duplicates are not available, your lawyer may be able to arrange cover in the form of insurance or indemnities protecting you against possible claims on your property.
I opted to have a survey completed on a house in Castle Bromwich prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the property. The surveyor advised that some lenders will refuse to give a mortgage on such a property.
It varies from the lender to lender. Santander has different requirements for example to Halifax. If you call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Castle Bromwich. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Castle Bromwich to see if the conveyancing costs will increase in light of this.