The conveyancer who helped my previous purchase has quoted £1150 for leasehold conveyancing in Madeley. I’m selling a newly refurbished house for £250,000. Is this overpriced? Is it above the average fee for conveyancing in Madeley?

The charges are a little high. If you shop around you could shave off some of the cost by perhaps a hundred pounds. On the other hand, you maycome to rue choosing an an unknown conveyancer. If is important to be sure that the solicitor can act for your bank. You can make use of our comparison tool to locate a Madeley conveyancing firm on the lender’s member panel which can often include conveyancing solicitors in Madeley.

Can I be sure that the Madeley conveyancing solicitor on the Virgin Money panel is any good?

When it comes to conveyancing in Madeley seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the lawyer carrying out your transaction.

I have decided to exercise my right to buy my property in Madeley off the council. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.

I've digested plenty of mortgage guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Madeley solicitor - who is on the UBS conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?

UBS will need an independent valuation of the property. Your lawyer will not arrange this. Usually UBS will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Madeley postcode. As you are getting a mortgage with UBS, you could contact them to see if they have a list of approved surveyors in Madeley.

The deeds to our home are lost. The conveyancers who handled the conveyancing in Madeley 5 years ago have long since closed. What do I do?

In today’s world there are copies made of almost everything, and your conveyancer will be aware exactly where to locate all the suitable documentation so you may purchase or dispose of your property without any difficulty. Where duplicates can’t be located, your solicitor can put in place insurance or indemnities protecting you against possible claims on the premises.

I need to appoint a conveyancing solicitor for residential conveyancing in Madeley. I happened to discover a web site which seems to have the perfect answer If there is a chance to get all the legals done via web that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am hoping to put an offer on a small detached house that appears to be perfect, at a reasonable price which is making it more attractive. I have since been informed that the title is leasehold rather than freehold. I would have thought that there are particular concerns buying a house with a leasehold title in Madeley. Conveyancing lawyers have not yet been appointed. Will my lawyers set out the implications of buying a leasehold house in Madeley ?

The majority of houses in Madeley are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area who can help the conveyancing process. We note that you are purchasing in Madeley so you should seriously consider looking for a Madeley conveyancing practitioner and be sure that they are used to dealing with leasehold houses. As a matter of priority you will need to check the number of years remaining. As a leaseholder you will not be at liberty to do whatever you want with the house. The lease comes with conditions for example requiring the freeholder’sconsent to conduct changes to the property. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is located on an estate. Your lawyer should appraise you on the various issues.

Madeley Conveyancing for Leasehold Flats - Sample of Queries Prior to buying

Best to be warned whether window replacement or some other major work is anticipated that will be shared amongst the leasehold owners and may well materially increase the the service costs or require a specific payment. Who are the managing agents? Does the lease contain onerous restrictions?