What does my ID and proof of funds have anything to do with my conveyancing in Telford? Why is this being asked of me?

Telford conveyancing solicitors and indeed property lawyers accross the UK have a duty under Anti-terror and anti-money-laundering rules to check the identity of any client with a view to satisfy themselves that clients are who they say they are.

Conveyancing clients are required to supply two forms of certified identification; proof of identity (usually a Passport or Driving Licence) and evidence of address (typically a Utility Bill less than 3 months old).

Evidence of the origin of monies is also required in accordance with the money laundering laws as conveyancers are obliged to ensure that the money you are using to acquire a property (be it the exchange deposit or the full purchase monies if you are a cash purchaser) has come from a reputable source (such as employment savings) and is not the product of criminal behaviour.

My wife and I are purchasing a apartment in Telford. I might seem paranoid but how we can trust a conveyancer? On completion day we have to put money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I am buying a property in Telford. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Lloyds be concerned?

As you are obtaining a mortgage with Lloyds your lawyer must check the conveyancing requirements set out in Section 2 of UK Finance Lenders’ Handbook for Lloyds. The Council of Mortgage Lenders’ Handbook contains minimum specifications for solar panel roof-space leases, and solicitors are required to report to Lloyds where a lease does not satisfy these requirements. The requirements relate to the installation of panels on properties in England and Wales and is not restricted to Telford.

My offer was accepted on a house in Telford on 26/11/2024, valuation was booked 4 days later, all came back fine. Property lawyer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Can the lender hold off the offer?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

How easy is it to switch conveyancer as I have to find one who is on the Yorkshire Building Society conveyancing panel. I was using a family conveyancing solicitor in Telford five minutes from me but the firm is not accepted by Yorkshire Building Society

We will our best to assist in finding you a conveyancing solicitor in Telford on the Yorkshire Building Society panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are registered with the Solicitors Regulation Authority who oversee all conveyancing solicitors in Telford. In making use of search facility on this page, you can scrutinise charges for conveyancing solicitors in Telford and beyond.

I only have Sixty One years remaining on my flat in Telford. I now want to extend my lease but my landlord is missing. What options are available to me?

If you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be extended by the Court. However, you will be required to demonstrate that you or your lawyers have made all reasonable attempts to track down the lessor. On the whole a specialist should be useful to try and locate and to produce a report to be accepted by the court as evidence that the landlord can not be located. It is advisable to get professional help from a property lawyer in relation to proving the landlord’s absence and the vesting order request to the County Court overseeing Telford.

Leasehold Conveyancing in Telford - Examples of Queries Prior to buying

Does this lease have more than 82 years unexpired? The prefered form of lease arrangement is a share of the freehold. In this scenario the lessees benefit from being in charge if their destiny and although a managing agent is frequently retained if it is bigger than a house conversion, the managing agent retained by the leaseholders. What is the service charge and ground rent on the flat?

Is it true that a Telford conveyancing practice taken to court by a client for not carrying out comprehensive conveyancing investigations?

Our attention has not be brought to such a Telford conveyancing claim but it has been reported that, a couple acquiring a home elsewhere in England successfully sued their lawyer due to development permission to construct a wind farm not being identified in conveyancing searches.

Where you are purchasing in Telford It is critical that your conveyancer carry out all Telford conveyancing searches necessary to ensure you have accurate and up to date information ahead of buying a home in Telford.