It is a dozen years since I bought my home in Leegomery. Conveyancing solicitors have recently been instructed on the sale but I can't locate my title deeds. Is this a problem?
You need not be too concerned. First there is a possibility that the deeds will be kept by the mortgage company or they may be in the possession of the conveyancers who acted in the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Leegomery involves registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
How does conveyancing in Leegomery differ for newly converted properties?
Most buyers of new build or newly converted property in Leegomery come to us having been asked by the builder to exchange contracts and commit to the purchase even before the property is finished. This is because house builders in Leegomery tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Leegomery or who has acted in the same development.
I decided to have a survey completed on a property in Leegomery before retaining solicitors. I have been informed that there is a flying freehold aspect to the property. The surveyor has said that some banks tend not grant a loan on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Halifax. Should you wish to telephone us we can look into this further with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Leegomery. Conveyancing will be smoother if you use a solicitor in Leegomery especially if they are familiar with such properties in Leegomery.
I'm converting the mortgage on my current home to a BTL loan with Barclays Direct and intend to use the remaining equity towards further house. The neighborhood we are talking about is Leegomery. Will your conveyancers be able to act for the two lenders and tie in the two deals?
Do use our comparison tool on this site to check that the lawyers are on the appropriate lender panels. On the basis that they are the conveyancer should be able to tie up the two conveyancing matters but you should have a chat with you conveyancer and communicate your expectations and needs.
I am a couple of weeks into a freehold purchase having been recommend to conveyancers by the estate agent to do our conveyancing in Leegomery. I am am starting to be frustrated with the level of service. Can you you assist me in finding new conveyancers?
A solicitor would need to be really bad in order to consider replacing them. Has your loan offer been generated? In the event that it has you must inform them of the replacement lawyer and ensure the loan are issued to the new lawyers. Your new solicitor ideally needs to be on the mortgage company approved list to avoid added costs and frustration. That should be your starting point. The find a solicitor tool will help you find a lender approved lawyer for your conveyancing in Leegomery