How up to date is your search tool for Queensferry conveyancing solicitors on the Barclays conveyancing panel? Do Barclays send you an updated list?

Queensferry conveyancing firms themselves provide us confirmation that they are on the Barclays conveyancing panel as opposed to being supplied with a list from Barclays directly.

I happen to be the single beneficiary of my late grandmother’s will and I have everything in my name now, including the my former home in Queensferry. The Queensferry property was put into my name in November. I want to move. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my proprietorship will be treated the same way as though I had purchased the house in November. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. many lenders would take a pragmatic view as this provision is chiefly there to pick up on the purchase and immediately sell or the quick reselling of properties.

I have paid off my mortgage with Yorkshire BS. I assume I don't need a Queensferry conveyancing practitioner on the Yorkshire BS panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your Yorkshire BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Yorkshire BS mortgage from the register. Yorkshire BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Yorkshire BS has sent the Land Registry the discharge electronically, and
3. Yorkshire BS has instructed the Land Registry to do so

My offer was accepted on an apartment in Queensferry on 20/11/2024, valuation was booked 4 days after, all came back fine. Solicitor retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Can the lender hold off the offer?

Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am buying a new build flat in Queensferry. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Queensferry

Please confirm the Lease plans are surveyor prepared. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents.

What does commercial conveyancing in Queensferry cover?

Queensferry conveyancing for business premises incorporates a wide range of guidance, given by qualified solicitors, relating to business premises. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

I bought a property in Queensferry last 29/11/2023 and to date it is still not registered with HMLR. It is part of a development site and my lawyer told me that it may take one year to register. I have called the Land Registry directly and they have informed me the original application was cancelled due to questions not being addressed in time. Should I be concerned?

It is your solicitor that you must contact in order to satisfy any issues which have arisen as part of the registration process for your Queensferry property. Normal Queensferry conveyancing practice includes an undertaking on the part of the vendor’s lawyer that they will help resolve any requirements raised by HMLR so it may be a case of taking action to enforce that undertaking if necessary.