My mortgage broker has asked me for my Deeside solicitor’s panel reference for the Lloyds conveyancing panel. How do I discover this. I have e-mailed my local Deeside branch but they have not got back to me yet.
Have you tried calling your Deeside conveyancer about this?. Most Deeside conveyancing firms will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each bank.
I am assisting my sister sell her flat in Deeside. Will the solicitor order the energy assessment or do I organise this?
Following the abolition of Home Information Packs, EPC’s remained a required component of moving house. An energy assessment needs to be to hand in advance of the property being advertised. It is not a task that law firms ordinarily arrange. Where you are instructing a Deeside conveyancing practitioner they may be willing to arrange energy performance certificates given their contacts with reputable Deeside providers
How can we know in advance if a Deeside conveyancing solicitor on the Coventry BS panel is any good?
When it comes to conveyancing in Deeside obtaining recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always recommend that you speak with the lawyer carrying out your conveyancing.
The formalities of my remortgage has taken place for my property in Deeside. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are resolved effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
Due to the advice of my in-laws I had a survey completed on a house in Deeside in advance of instructing solicitors. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some mortgage companies tend not grant a loan on a flying freehold premises.
It depends who your proposed lender is. Santander has different requirements from Nationwide. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Deeside. Conveyancing may be slightly more expensive based on your lender's requirements.
I need to find a conveyancing solicitor for my conveyancing in Deeside. I've chance upon a web site which appears to be the ideal offering If there is a chance to get all the legals done via web that would be preferable. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My husband and I have just discovered that one of the partners of the solicitors undertaking the purchase conveyancing in Deeside is a relative of the vendor. Is this permitted?
As long as there is no conflict of interest this is allowable. Where you are requiring a home loan then the mortgage company may have a say as many banks have specific instructions concerning this. For example for Chelsea Building Society as of 18/12/2024, the requirements read as follows :
* there is no conflict of interest and none arises during the transaction
* the firm is a partnership
* the conveyancer acting is not the borrower or a member of the borrower's immediate family.