My partner and I are hoping to purchase a flat in Hawarden and have appointed a Hawarden conveyancing firm. Within the past 48 hours our conveyancer has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Nationwide Building Society have this morning contacted us to advise us that they have now hit a problem as our Hawarden lawyer is not on their approved list of lawyers. What do we do from here?
When purchasing a property with mortgage finance it is standard for the purchasers' lawyers to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own lawyers to represent them. You are not legally obliged to appoint a law firm on the bank's conveyancing panel and you may continue to use your own Hawarden solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.
We were just about to exchange contracts for a leasehold flat in Hawarden. We encountered a stumbling block. Our loan offer with Barnsley Building Society runs out on 6/5/2025 but the owners are suggesting a completion date of 8/5/2025. Is it possible to prolong the loan offer?
The best person to address this issue is your lawyer who will calculate whether he or she is better off negotiating with the bank, vendor’s conveyancers, estate agents or possibly all three given the history of your conveyancing as of today.
We are purchasing a house and require a conveyancing solicitor in Hawarden who is on the Nottingham conveyancing panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Nottingham . We don't recommend any particular firms conducting conveyancing in Hawarden.
We wanted to use a conveyancing solicitor in Hawarden for our house purchase. Our financial adviser has since advised us that our mortgage lenders Godiva Mortgages Ltd won't deal with them. Surely this is unfair competition?
A mortgage company may require an approved solicitor act for it. Borrowers are liable to bear the charges for this. Please make use of our directory service to find a solicitor to conduct conveyancing in Hawarden on the Godiva Mortgages Ltd conveyancing panel.
I need to instruct a conveyancing solicitor for freehold conveyancing in Hawarden. I happened to discover a web site which seems to have the perfect offering If there is a chance to get all the legals done via phone that would be ideal. Do I need to be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?