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Find a Shotton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Shotton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Shotton transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Shotton conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Shotton

My partner and I are refinancing our apartment in Shotton with Barclays. We have a son 19 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, giving up any rights in the event that the flat is repossessed. I have a couple of questions (1) Is this document specific to the Barclays conveyancing panel as he never had to sign this form when we remortgaged 4 years ago (2) Does our son by signing this giving up his rights to inherit the property?

On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Barclays. This is solely used to protect Barclays if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Barclays had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

I am in the process of remortgaging my property in Shotton, does my lawyer need to be on the Aldermore Solicitor panel?

In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

Should our conveyancer be raising enquiries about flooding as part of the conveyancing in Shotton.

Flooding is a growing risk for conveyancers dealing with homes in Shotton. Some people will acquire a property in Shotton, fully aware that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Solicitors are not best placed to impart advice on flood risk, however there are a various checks that may be initiated by the buyer or by their solicitors which will figure out the risks in Shotton. The standard information supplied to a purchaser’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the vendor to determine whether the property has ever been flooded. If flooding has previously occurred and is not revealed by the vendor, then a purchaser may bring a claim for damages resulting from an incorrect answer. The buyer’s solicitors should also order an enviro report. This will disclose whether there is a recorded flood risk. If so, further inquiries should be made.

I have justfound out that Wolstenholmes have been shut down. They carried out my conveyancing in Shotton for a purchase of a leasehold apartment 12 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?

The easiest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Shotton conveyancing specialists.

How do I identify a Shotton law firm on the Nationwide Building Society conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the lawyer.

Feel free to make use of the search on this website. Please pick a bank and your location and you will see a number of Shotton conveyancing lawyers locally. We have listed some Shotton conveyancing firms towards the end of this page and you can telephone them to see if they are on the Nationwide Building Society panel

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