Is there a search tool that I can use to find out if the solicitor conducting my conveyancing in Roath Park is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for Santander thus spending £175.00 in supplemental legal charges.

Feel free to make the most of the find a lender approved solicitor tool on this site. Pick the mortgage company and type ‘Roath Park’ or your location and you will see numerous conveyancers based in Roath Park or nearest you.

I have todaybecome aware that Arc property Solicitors have closed. They conducted my conveyancing in Roath Park for a purchase of a leasehold flat 10 months ago. How can I check that the property is registered correctly in the name of the previous owner?

The easiest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Roath Park conveyancing specialists.

Over the last few months I have been searching for a flat up to £235,500 and identified one close by in Roath Park I like with open areas and transport links in the vicinity, the downside is that it's only got 52 years unexpired on the lease. I can't really find anything else in Roath Park for this price, so just wondered if I would be making a mistake buying a lease with such few years left?

If you need a mortgage the remaining unexpired lease term will likely be problematic. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of twenty four months you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.

I need to instruct a conveyancing solicitor for my conveyancing in Roath Park. I have land on a web site which seems to have the ideal answer If it is possible to get all formalities completed via web that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I have just started marketing my 2 bed flat in Roath Park. Conveyancing is yet to be initiated, however I have recently had a quarterly service charge invoice – Do I pay up?

It best that you discharge the service charge as you normally would as all ground rent and service payments will be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most managing agents will not acknowledge the buyer unless the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Leasehold Conveyancing in Roath Park - A selection of Queries Prior to Purchasing

Are any of leasehold owners in arrears of their service charge liability? You will want to discover as much as you can about the managing agents as they can either make life much easier or uncomfortable. As the owner of a leasehold property you are often in the clutches of the managing agents from a financial perspective and when it comes to day to day issues such as the upkeep of the communal areas. Enquire of prospective neighbours what they think of them. In conclusion, find out the dates that the service charges are due to the relevant party and specifically what it includes. How is the lease structured?