I am hoping to complete my purchase in Roath Park next Tuesday. I have now been asked to send a copy of my building insurance schedule by my solicitor as as she informs me that she is duty bound to validate that it is in order for the mortgage company. What does the insurance need to cover?

Any lawyer on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not specific to conveyancing in Roath Park.

I require quick conveyancing in Roath Park as I am faced with an ultimatum to complete inside 4 weeks. Fortunately I do not need a mortgage. Is it possible to avoid the conveyancing searches to save fees and time?

As you are are a cash buyer you are at liberty not to do searches although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Roath Park the following are instances of what can be revealed and therefore affect future mortgageability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Unadopted Roads,...

Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who conducted the conveyancing in Roath Park 10 years ago no longer exist. What are my options?

These day there are copies made of almost everything, and your solicitor will be aware precisely where to locate all the suitable documentation so you may buy or sell your house without any difficulty. Where copies can’t be located, your lawyer can put in place insurance or indemnities protecting you against future claims on the property.

I need to find a conveyancing solicitor for purchase conveyancing in Roath Park. I have stumble across a web site which looks to be the perfect answer If it is possible to get all the legals completed via phone that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am attracted to a couple of maisonettes in Roath Park both have in the region of fifty years remaining on the lease term. Will this present a problem?

A lease is a right to use the premises for a period of time. As the lease shortens the saleability of the lease reduces and it becomes more expensive to acquire a lease extension. For this reason it is generally wise to extend the lease term. It is often difficulties arise selling premises with a short lease as mortgage lenders may be reluctant to lend money on such properties. Lease enfranchisement can be a difficult process. We recommend you seek professional help from a solicitor and surveyor with experience in this field.

Roath Park Leasehold Conveyancing - Sample of Questions you should consider Prior to buying

Are any of leasehold owners in arrears of their service charge liability? Is anyone aware of any major works in the planning that will add a premium to the maintenance costs? In the main the outlay for major works tend not to be wrapped into the maintenance charges, albeit that there some managing agents in Roath Park obliged leasehold owners to contribute towards a reserve fund created for the specific purpose of establishing a fund for larger repairs or maintenance.