I am purchasing a right to buy a flat in Penyffordd. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Penyffordd you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Penyffordd.

I have been told that property searches are the primary cause of hinderance in Penyffordd conveyancing transactions. Is this right?

The Council of Property Search Organisations (CoPSO) published findings of a review by MoveWithUs that conveyancing searches do not figure within the common causes of delays during the legal transfer of property. Searches are unlikely to be the root cause of holding up conveyancing in Penyffordd.

I have justbecome aware that Wolstenholmes have been shut down. They carried out my conveyancing in Penyffordd for a purchase of a leasehold apartment 18 months ago. How can I check that my home is registered correctly in the name of the previous owner?

The quickest way to see if the premises is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Penyffordd conveyancing specialists.

I'm purchasing a new build house in Penyffordd with a mortgage from Godiva Mortgages Ltd. The builders refused to reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent suggested that I not to tell my lawyer about the extras as it would put at risk my loan with Godiva Mortgages Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

How does the Landlord & Tenant Act 1954 affect my commercial premises in Penyffordd and how can you help?

The 1954 Act provides security of tenure to commercial tenants, granting the right to make a request to court for a new lease and remain in occupation when the lease comes to an end. There are limited grounds that a landlord can refuse a lease renewal and the rules are complex. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and assist with commercial conveyancing in Penyffordd