I can't travel far from Drakes Cross. What is the rationale as to why all Drakes Cross conveyancers aren't included on all bank panels?

As inequitable as it may seem for mortgage companies to restrict who can act for them, from the public’s or lawyer’s point of view, the other side of the coin is that mortgage companies are becoming ever more anxious and consider it vital to shield themselves from mortgage fraud. As a result of this concern lenders have restricted their conveyancing panel to a manageable size.

Please could you vouch for a Halifax sanctioned Drakes Cross conveyancing lawyer that can complete within under 3 weeks? Would it be better to use a local Drakes Cross conveyancer or a factory type comparison site?

We can recommend some very good Drakes Cross conveyancing firms. You can also walk up the main road in Drakes Cross. Approach some well established law practices and ask to see a conveyancing solicitor for a costs illustration. Discuss your expectations together with your reasons and ask for a commitment on speed. Appoint the lawyer that you are most comfortable with.

I am the registered owner of a freehold house in Drakes Cross yet pay rent, why is this and what is this?

It is rare for properties in Drakes Cross and has limited impact for conveyancing in Drakes Cross but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence after 2037 will be extinguished.

I am told that my conveyancing solicitors will need to check that the building insurance for my purchase of a house in Drakes Cross. My lender is Virgin

Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 24/2/2025, the requirements read as follows :

Are there restrictive covenants that are commonly identified during conveyancing in Drakes Cross?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Drakes Cross. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’