My partner and I are hoping to buy a house in Cimla and have appointed a Cimla conveyancing practice. Within the past 48 hours our solicitor has sent a preliminary report and documents to look through in anticipation of exchanging contracts shortly. Norwich and Peterborough Building Society have this evening contacted us to advise us that there is now an issue as our Cimla conveyancer is not on their conveyancing panel. Please explain?

When purchasing a property with mortgage finance it is conventional for the purchasers' solicitors to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your property lawyer should contact your bank and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the bank's conveyancing panel as you are at liberty to use your preferred Cimla lawyers, in which case your legal fees may increase, and it may delay matters as you have another set of people involved.

Do lawyers request money on account for conveyancing in Cimla?

Where you are retaining lawyers for conveyancing in Cimla your solicitor will ask you to provide them with monies to cover the the cost of the conveyancing searches. Generally this is requested to cover the fees of the Local Authority Search. If any down payment is payable against the sale price then this should be needed immediately before exchange of contracts. The closing balance that is due will be payable a couple of days prior to the completion date.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Cimla. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Cimla

Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please supply a car parking plan.

What tools are available to locate a Cimla solicitor on the Bank of Ireland conveyancing panel? I have a car and am happy to travel upto 20kilometers to meet the lawyer.

Feel free to make use of the tool on this page. Please choose the mortgage company and your location and you will see a number of Cimla conveyancing lawyers locally. We have detailed some Cimla conveyancing firms towards the end of this page and you can ring them to see whether they are on the Bank of Ireland member panel

Do online conveyancing organisations cover everything a local Cimla solicitor does or do I still need to retain a solicitor for the final stages for my conveyancing in Cimla?

If you use an online conveyancer they should undertake all the things your Cimla solicitor would cover.