My partner and I have recently bought a property in Gwaelod Y Garth. We have noticed several issues with the house which we believe were overlooked in the conveyancing searches. Is there anything we can do? What searches should? have been ordered as part of conveyancing in Gwaelod Y Garth?

The question is not clear as to the nature of the problems and if they are relate to conveyancing in Gwaelod Y Garth. Conveyancing searches and investigations initiated during the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a property owner completes a document known as a Seller’s Property Information Form. answers proves to be misleading, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Gwaelod Y Garth.

I'm the single recipient of my late father’s will with all property in now in my sole name, including the my former home in Gwaelod Y Garth. Conveyancing formalities meant that the Land Registry date was in October. I plan to dispose of the house. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership could be considered the same way as though I had purchased the property in October. Will no one buy the property for half a year?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you may be impacted by that. Most lenders would take a pragmatic view as this requirement is principally there to identify the purchase and immediately sell or the flipping of properties.

I am purchasing a property in Gwaelod Y Garth. A rare aspect is that the roof has a solar panel. Clydesdale have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that your lender is Clydesdale your lawyer must check the formal requirements outlined in Part two of UK Finance Lenders’ Handbook for Clydesdale. The Council of Mortgage Lenders’ Handbook sets out minimum provisions for solar panel roof-space leases, and conveyancers are required to report to Clydesdale where a lease does not comply with these specifications. The requirements relate to the installation of panels on properties in England and Wales and is not limited to Gwaelod Y Garth.

Virgin Money have agreed my mortgage in principle, my offer on a apartment in Gwaelod Y Garth has been accepted, what are the next steps?

The property agent will want to be informed of your lawyer's details (ensure that the lawyers are on the bank’s panel). Call up Virgin Money or the broker and finalise any outstanding paperwork. Virgin Money will instruct a valuer who will get in touch with the estate agent or owners to book an appointment. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. Virgin Money will issue the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Gwaelod Y Garth.

What does commercial conveyancing in Gwaelod Y Garth cover?

Gwaelod Y Garth conveyancing for business premises incorporates a wide array of services, provided by regulated solicitors, relating to business property. By way of example, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing leases or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial loans and the termination of tenancies.

I am using a search engine for the term conveyancing in Gwaelod Y Garth it shows results of many property lawyersin the area. How do I determine which is the suitable property lawyer for purchase transaction?

The preferential method of finding the right conveyancer is via personal testimonial, so ask colleagues and relatives who have acquired a property in Gwaelod Y Garth or the reputable estate agent or financial adviser. Charges for conveyancing in Gwaelod Y Garth vary, so it's advisable to obtain a minimum of four fee calculations from different solicitors. Make sure that you know that the costs are guaranteed not to increase.

I am just shy of a 10% deposit on my flat purchase in Gwaelod Y Garth , but I am keen proceed. What can I do?

One option is to try and agree a lesser deposit. Most property owners will agree to a smaller deposit or even no deposit for a first time buyer or 100% mortgage. Be aware though that if you fail to complete you will still need to hand over a minimum of 10% of the purchase price regardless of how much deposit was agreed.

You can also agree a simultaneous exchange and completion as no deposit is required for this however neither party will be tied in until completion actually takes place and it can be risky if sellers change their mind at the last second