I am purchasing a terraced house in Small Heath. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Small Heath you will have to appoint a solicitor on your bank's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Small Heath.

Will commercial conveyancing searches disclose proposed roadworks that could affect a commercial premises in Small Heath?

Its becoming the norm that commercial conveyancing solicitors in Small Heath will carry out a SiteSolutions Highways report as it reduces the time that conveyancers invest in researching accurate data on highways that impact buildings and development assets in Small Heath. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Small Heath.

For every commercial conveyancing transaction in Small Heath it is crucial to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately can cause delays to Small Heath commercial conveyancing deals as well as pose a risk to future plans for the site. These searches are not carried out for residential conveyancing in Small Heath.

I used Arc property Solicitors several years ago for my conveyancing in Small Heath. Now, I need the files but the law firm has closed. What do I do?

You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Small Heath of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

I'm buying my first flat in Small Heath with a mortgage from Alliance & Leicester . The developers would not reduce the price so I negotiated £7000 of extras instead. The sale representative told me not inform my conveyancer about this extras as it could jeopardize my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a property in Small Heath prior to appointing solicitors. I have been told that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies will not issue a mortgage on a flying freehold home.

It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Small Heath. Conveyancing may be slightly more expensive based on your lender's requirements.