What does my ID and proof of funds have anything to do with my conveyancing in Sutton Coldfield? Why is this being asked of me?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing instruction. The Client Care letter that you need to sign will no doubt confirm this. Your lender will also require certain documents to be checked. Where you refuse to supply ID verification documents, your lawyer can not take you on as a client.
The deeds to my home can not be found. The lawyers who conducted the conveyancing in Sutton Coldfield 4 years ago have long since closed. What are my options?
These day there are copies made of almost everything, and your conveyancer should be aware exactly where to find all the relevant documentation so you may purchase or sell your property without any difficulty. If duplicates can’t be located, your conveyancer can arrange cover in the form of insurance or indemnities protecting you against possible claims on your property.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what was supposed to be a simple, chain free conveyancing. Sutton Coldfield is the location of the property. Can you shed any light on this issue?
Flying freeholds in Sutton Coldfield are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Sutton Coldfield you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Sutton Coldfield may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We are a fortnight into a freehold purchase having been directed to conveyancers by the local agent to carry out the conveyancing in Sutton Coldfield. We are not happy. Could you you assist me in finding new lawyers?
They would have to be very bad in order to consider changing them. Has your mortgage been issued? In the event that it has you must make them aware of the replacement lawyer and ensure the loan are re-sent. The solicitor ideally should be on the lenders panel to avoid escalating fees and delays. So that should be your first question of the new solicitors. Our find a solicitor tool should help you find a lender approved lawyer for your home move in Sutton Coldfield
I require the services of a lender panel solicitor in Sutton Coldfield. Could you help me?
It is not clear why you need a Sutton Coldfield panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Sutton Coldfield are on their panel . If you do find such a firm in Sutton Coldfield not listed please direct them to our site to list. After all the cost is only one £1 a month