When it comes to lenders such as HSBC, do Edgbaston property lawyers face an annual charge to be on the list of approved solicitors?

We are not aware of any lender fees to be on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.

Is there a list of Kent Reliance panel solicitors in Edgbaston on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such facility on the CML or Building Society Association websites. Very few lenders make their panel listings available online. Where you are in need of a Edgbaston lawyer on the Kent Reliance please use our tool.

I am selling my house. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, UBS are being problematic. The Edgbaston solicitor who is on the UBS conveyancing panel is recommending indemnity insurance as a solution but UBS are requiring a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

We are purchasing a property and the solicitor has raised the issue of Chancel Repair for which the property could be obligated to pay because it falls into the area of such a church. He has recommended insurance. Is this really necessary for conveyancing in Edgbaston

Unless a previous acquisition of the property completed after 12 October 2013 you may take it that solicitors carrying out conveyancing in Edgbaston to remain recommending a chancel search and or insurance against a claim.

I'm purchasing my first flat in Edgbaston with the aid of help to buy. The sellers refused to reduce the price so I negotiated five thousand pounds worth of additionals instead. The sale representative advised me not disclose to my solicitor about this deal as it will impact my loan with Aldermore. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

In scouring the web for the words conveyancing in Edgbaston it shows results of many conveyancerslocally. With so much choice what is the best way to find the suitable conveyancer for the sale of my house?

The preferential way of choosing the right conveyancer is via trusted testimonial, so seek the counsel of friends and relatives who have purchased a property in Edgbaston or a respected estate agent or financial adviser. Costs for conveyancing in Edgbaston vary, so it's advisable to obtain a minimum of three costs illustrations from different conveyancers. Be sure to obtain confirmation that the fees are fixed.

My conveyancing in Edgbaston is completing this Friday, but the person I am purchasing off wants to move out on the Saturday at 2pm. Can I agree to such a idea?

In situations where you require a mortgage then your conveyancing practitioner will demand that the premises arevacant on Friday - the lender will insist on it.