As someone unfamiliar with conveyancing in Washwood Heath what’s your top tip you can give me concerning the home moving process in Washwood Heath
Not many law firms shout this from the rooftops but conveyancing in Washwood Heath and elsewhere in Birmingham is often a confrontational process. Put another way, when it comes to conveyancing there exists lots of room for confrontation between you and other parties involved in the transaction. E.g., the vendor, selling agent and sometimes a lender. Choosing a solicitor for your conveyancing in Washwood Heath should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose responsibility is to protect your legal interests and to protect you.
On occasion a third party with a vested interest will attempt to persuade you that it is in your interests to do things their way. For example, the selling agent may claim to be helping by claiming that your solicitor is wrong. Or your financial adviser may advise you to do take action that is contrary to your lawyers recommendation. You should always trust your lawyer above all other parties in the conveyancing process.
Having spent time researching mumsnet.com for a recommended solicitor in Washwood Heath, many say that I should instruct a CQS kitemarked solicitor. Can you explain what CQS is?
The Law Society's Conveyancing Quality Scheme is the recognised quality mark for legal experts in buying or selling property, trusted by some of the UK's major mortgage companies. Four years ago the Conveyancing Quality Scheme was officially recognised by the Council of Mortgage Lenders (CML). The scheme does not cover licenced conveyancers. Washwood Heath is one of the numerous areas of the UK where there are Accredited solicitors.
I am purchasing a new build house in Washwood Heath with a loan from The Royal Bank of Scotland. The developers refused to reduce the price so I negotiated 6k of additionals instead. The property agent suggested that I not to tell my conveyancer about this deal as it may jeopardize my mortgage with The Royal Bank of Scotland. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My husband and I are first time buyers - agreed a price, yet the estate agent informed us that the vendor will only issue a contract if we instruct their preferred solicitors as they are insisting on a ‘quick sale’. We would rather use a family solicitor used to conveyancing in Washwood Heath
We suspect that the seller is not behind this ultimatum. Should the vendor desire ‘a quick sale', alienating a motivated buyer is counter productive. Speak to the vendors direct and make the point that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you are unencumbered (d) you intend to proceed fast (e)however you will continue to use your own,trusted Washwood Heath conveyancing lawyers - not the ones that will provide the negotiator at the agency a referral fee or achieve conveyancing targets set by head office.
What can I do to establish who owns a property in Washwood Heath?
As long as the property is registered with HM Land Registry, and you have sufficient information of the location of the property, you will be able to view details from the HMLR of the recorded proprietor for a a minimal charge.