My husband and I are planning to buy a home in Flint Mountain and are in fact using a Flint Mountain conveyancing firm. Within the past 48 hours our conveyancer has forwarded the sale agreement to be signed with a detailed report with the expectation that exchange is imminent. Barnsley Building Society have this afternoon contacted us to inform me that they have now hit a problem as our Flint Mountain lawyer is not on their approved list of lawyers. Is this a problem?
Where you are buying a property requiring a mortgage it is normal for the purchasers' solicitors to also act for the mortgage company. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your solicitor should contact your mortgage company and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel as you are at liberty to use your preferred Flint Mountain lawyers, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.
We are buying a property and require a conveyancing solicitor in Flint Mountain who is on the Leeds Building Society solicitor panel. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Leeds Building Society . We don't recommend any particular firms conducting conveyancing in Flint Mountain.
I know that there are debates on Chancel Insurance on online forums. Do I require this when acquiring a residence in Flint Mountain? or I am told that there is a law dating back centuries that means some house owners living in a parish church boundary will be compelled to contribute towards maintenance towards the chancel in proximity to the church. Is this relevant for conveyancing in Flint Mountain?
Unless a prior purchase of the premises took place post 12 October 2013 you can expect solicitors conducting conveyancing in Flint Mountain to remain encouraging a chancel search and or insurance against a claim.
I have todayfound out that Wolstenholmes have closed. They conducted my conveyancing in Flint Mountain for a purchase of a freehold house 18 months ago. How can I check that the property is in my name in the name of the previous owner?
The quickest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Flint Mountain conveyancing specialists.
Me and my husband have just had an offer accepted on a apartment and had meeting on Wednesday with Nationwide for the mortgage. They warned me that when it comes to selecting a conveyancing practitioner that if they are not on their approved list of lawyers then we will be subject to an a further charge of £200. This is is due to the fact that they would then have to select a property lawyer to act on their behalf in addition to the one we appoint for ourselves and we assume responsibility for their fees. I have requested Nationwide to supply me with a list so I can seek quotes only from their approved solicitors but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?
Ask Nationwide what their panel criteria is for a conveyancer.Then ask the lawyer of your choice whether they fit that criteria and have they acted on loans for Nationwide historically. Where the answer to those is yes, then just double check with Nationwide. Another option is to make use of our search facility and we should be able to identify a conveyancing practitioner in Flint Mountain on the approved list for Nationwide.