We note that you have a post code search directory identifying solicitors on the Co-operative conveyancing panel. Do firms pay you a commission if I retain them for our own conveyancing in Stourbridge?

We are a listing service only for law firms wishing to communicate if they are on the Co-operative conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Stourbridge.

My uncle informed me that in buying a property in Stourbridge there may be various restrictions as to what one can do in terms of external changes to a property. Is this right?

There are anumerous of properties in Stourbridge which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Stourbridge should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

My wife and I are at the point of looking at apartments in Stourbridge and I am about to put in an offer. Is it premature to have a solicitor in place? I will be getting a home loan with Aldermore.

You should start requesting conveyancing estimates from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their details on to the estate agent. As you are getting a mortgage with Aldermore, make sure you remember to check that your lawyer is on the Aldermore conveyancing panel.

Completion of my remortgage has taken place for my property in Stourbridge. Conveyancing was a necessary evil but I feel I should register my dissatisfaction about the lender. Who do I contact should I wish to lodge a complaint?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Team at head office. Ordinarily complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

The deeds to our home are lost. The conveyancers who did the conveyancing in Stourbridge 4 years ago are no longer around. What are my options?

As long as you have a registered title the information relating to your proprietorship will be documented by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, locate your house and get up to date copies of the Registered Entries for less than a fiver. If the property is Leasehold then the Land Registry will also normally retain a certified duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £200,000 flat in Stourbridge next week. The managing agents has quoted £384 for Landlord’s certificate, insurance certificate and 3 years statements of service charge. Is the landlord entitled to charge exorbitant fees for a leasehold conveyance in Stourbridge?

Stourbridge conveyancing on leasehold apartments normally requires the buyer’s lawyer submitting questions for the landlord to address. Although the landlord is under no legal obligation to answer these enquiries most will be content to do so. They are entitled to levy a reasonable administration fee for answering questions or supplying documentation. There is no set fee. The average costs for the information that you are referring to is over three hundred pounds, in some situations it is above £800. The management information fee invoiced by the landlord must be sent together with a summary of rights and obligations in respect of administration fees, otherwise the invoice is technically not due. Reality however dictates that you have little choice but to pay whatever is demanded if you want to exchange contracts with the buyer.

Leasehold Conveyancing in Stourbridge - A selection of Questions you should ask before buying

What restrictions are contained in the Stourbridge Lease? Who takes charge for maintaining and repairing the block? How many of the leaseholders are in arrears for their service charge payments?

I'm buying a property in Stourbridge. I have found my conveyancer's company on the CLC list, but I can't find my conveyancer's name on the list. Is this a big problem?

Not all staff in the company must be listed by the regulator. Provided there is a manager qualified to 'oversee' the work, the actual day-to-day activity can be undertaken by unqualified staff.