Can your site be used to recommend a Conveyancing solicitor in Summerhill even if I’m not buying or disposing of a house, for instance where I wish to acquire an office in Summerhill with a mortgage from Virgin Money?

The service is primarily there to select residential conveyancing solicitors in Summerhill but we have set out towards the bottom of this page a few Summerhill commercial conveyancing firms. You will need to enquire with the firm directly to see if they are also authorised to represent Virgin Money

Can you help - my lawyer advises that breach of easement insurance is required on my purchase. What is the level of cover for Summerhill conveyancing?

The right level of breach of easement indemnity insurance depends on who your lender is. It would differ for example between Yorkshire Building Society and Skipton Building Society. Conveyancing practitioners as opposed to members of the public take out such insurances.

Can I be sure that the Summerhill conveyancing solicitor on the Barclays panel is any good?

When it comes to conveyancing in Summerhill getting recommendations is a sensible start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your transaction.

I am selling my flat. I had a double glazing fitted in August 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Virgin Money are being pedantic. The Summerhill solicitor who is on the Virgin Money conveyancing panel is saying indemnity insurance will be fine but Virgin Money are insisting on a building regulation certificate. Why do Virgin Money have a conveyancing panel if they don't accept advice from them?

It is probably the case that Virgin Money have referred the matter to their valuer. The reason why Virgin Money may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

I note that there are debates on Chancel Insurance on online forums. Do I require chancel insurance when purchasing a residence in Summerhill? or Apparently there is a law dating back centuries that means some homeowners residing in a parish church boundary will be compelled to pay for repairs towards the chancel in proximity to the church. Is this applicable for conveyancing in Summerhill?

Unless a previous purchase of the property completed post 12 October 2013 you can expect lawyers handling conveyancing in Summerhill to remain encouraging a chancel search and or chancel repair liability insurance.

I own a leasehold flat in Summerhill. Conveyancing and Godiva Mortgages Ltd mortgage went though with no issue. A letter has just been received from someone claiming to own the reversionary interest in the property. Attached was a ground rent demand for rent dating back to 1996. The conveyancing solicitor in Summerhill who previously acted has now retired. What should I do?

First contact HMLR to be sure that this person is indeed the new freeholder. You do not need to instruct a Summerhill conveyancing practitioner to do this as it can be done on-line for less than a fiver. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Summerhill Conveyancing for Leasehold Flats - Sample of Queries before buying

Are there any major works anticipated that could increase the maintenance fees? Are any of leasehold owners in arrears of their service charge liability?

My partner and I are first time buyers just having agreed a price on a property in Summerhill, and are about to get solicitors lined up. We have made use of the various comparison based websites and the quotes are from all over the the UK. Is it essential to have a Summerhill conveyancing practitioner local to your prospective house? We are willing to do all the communicating over email, but I assume at some point we may be required to visit the property lawyer's office to sign contracts?

The solicitor does not need to be in Summerhill, but opting for local means that you have the option to go in if you need to, for instance, if a signature is immediately necessary. Also, a Summerhill solicitor is likely to be familiar with local agents and (if the vendor has chosen a local lawyer) with them, which should help smooth the process.